We know you have options when it comes to checking accounts, so make the most of your spending when you choose an AmeriCU Checking Account! Whether you’re looking for free checking, an account that earns dividends, or even a fresh start, AmeriCU has a checking account option for you! Our AmeriCU Checking Accounts feature:
- VISA® Debit Cards Issued Instantly in all Financial Centers
- Access to more than 30,000 surcharge-free ATMs nationwide
- 5,000+ shared branching locations
- Zero fraud liability
- Global Acceptance of VISA®
- Online, Mobile Banking and Bill Pay
- Direct Deposit
- Access to Mobile Smart Deposit
- Overdraft Protection
- Local Convenience and Service of AmeriCU
- Contactless Visa® Debit Cards
- Easy Transaction Disputes
The benefits of AmeriCU Checking Accounts:
- Visa® debit cards issued instantly at every AmeriCU
- Access to more than 30,000 surcharge-free ATMs nationwide
- 5,000+ shared branching locations
- Zero liability from fraud
Freedom Checking
An economical, convenient checking package designed for members who use their account primarily to pay bills.
- No minimum balance
- No monthly fees
- No per check charges
- Debit card and ATM access
Prestigious Checking
Our tiered rate, interest bearing checking package designed for members who maintain higher balances.
- Earn dividends when you maintain an average daily balance of $5,000 or more
- Enjoy 6 non-AmeriCU ATM fees refunded per month
- Debit card and ATM access
Fresh Start Checking**
If you’ve had trouble managing a checking account in the past, this package is designed to get you back on the road to financial health. Options available:
- Fresh Start Checking, or
- Fresh Start Basic
- Debit card and ATM access
Visit your local Financial Center to get started.
Health Savings Account (HSA)
Available to qualified members (those enrolled in a High Deductible Health Insurance plan).
- Make tax-deductible contributions into your single or family account
- Accumulate tax-deferred earnings and withdraw funds tax-free for qualified medical expenses
- Earn dividends on account balances of $25 or more
- Roll over funds from year to year (and help establish a long-term investment alternative)
- Debit card and ATM access
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
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Credit Cards
Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, and some pretty great benefits.
Money Markets
High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.
Online + Mobile Banking
Access your accounts from your desktop or mobile, without ever having to visit a Financial Center, and take advantage of a variety of eServices!
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News
AmeriCU Credit Union teammate navigates success through leadership program
AmeriCU Credit Union is dedicated to fostering professional growth and excellence. The credit union proudly announces the graduation of Benjamin Mack, Commercial Loan Officer from the prestigious CenterState CEO Leadership Program.
Events
Lights on the Lake
Lights On The Lake is now open for the season at Onondaga Lake Park in Liverpool.
Education
Why You Should Pay More Than the Minimum Balance on Your Credit Card
Credit cards also allow you to pay off your balance over time while still using your card. In other words, you can take on short-term debt, which isn’t necessarily a bad thing if you’re able to pay that debt off.
*These products and services are required for this account type.
**Fees and restrictions apply. For more information and eligibility requirements, visit your local Financial Center today.