Feature Image


Like you, our roots are in the US military. Founded on Griffiss Air Force Base in 1950, AmeriCU has over 70 years of experience serving our armed forces, their families, veterans, Department of Defense employees, and retirees.

Feature Image


Every year, AmeriCU is proud to connect ten deserving high school seniors or continuing college students with a $1,000 scholarship toward their education.

Feature Image


MemberPlus is AmeriCU’s Relationship Pricing program that lets you use the power of your AmeriCU relationship to enjoy enhanced loan and Share Certificate rates and earn ATM rebates.

Feature Image


AmeriREWARDS is a simple, easy-to-use program that rewards you with points each time you use your current or new AmeriCU Visa Signature Rewards or AmeriCU Visa Rewards Credit Cards.

Feature Image

Financial Counseling

AmeriCU has Certified Credit Union Financial Counselors available online and in-person at every location to provide our members with personalized financial wellness guidance and counseling.

Feature Image

First Responder & Military Loan Discount Program

We honor and appreciate our communities’ First Responders, the brave men and women who sacrifice their health and safety for the greater good of our community.

Feature Image

Financial Wellness

AmeriCU’s Financial Wellness programs are geared toward helping our members live life, dream big, and achieve financial success.

Feature Image


AmeriCU is proud to offer our members up to 10% off TurboTax, America’s #1 tax preparation provider.


Offering you additional protection for your loan product to protect you and your loved ones in case life takes an unexpected turn.

Learn More
Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

AmeriCU News


Feb 13, 2024

AmeriCU Credit Union teams up with the Comets Hockey Team to bring family-friendly fun to the community

Join AmeriCU on Friday, February 23 at the Comets Hockey Game for an evening of family-friendly fun. This event will bring together fans, players, and the community for an evening filled with excitement and hockey.

Utica Comets Game Night


Feb 23, 2024

AmeriCU Game Night at Utica Comets

AmeriCU is excited to be the presenting sponsor for this home game. Make sure you stop by the AmeriCU table to say hi and receive a fun giveaway. 

Debt Consolidation


Jan 24, 2024

Debt Consolidation

If you have multiple loans or too much credit card debt, debt consolidation can help you manage your payments, help you save money over time, and possibly lower your interest rates. Debt consolidation can offer great benefits, but it can also come with risks.