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Quick Cash

Because the unexpected never, ever happens at a convenient time. When life happens, Quick Cash has you covered.

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Mortgages

AmeriCU offers a variety of mortgage products, so you’ll be sure to find one that meets your exact needs on your journey to homeownership.

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Home Equity Loans + Lines

A great way to leverage the equity you’ve built in your home so you can turn around and make new memories, with fast processing times and no closing costs.

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Auto Loans

If it’s new or just new to you, our experts can help you at every stage of the car-buying experience and put you in the driver’s seat sooner.

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Recreational Vehicle Loans

Somewhere between the right financial connections and the perfect weather conditions, we have the perfect loan for your new toy, no matter the season!

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Personal Loans

A great choice for filling the financial gap, personal loans can be used for a variety of purposes to help you achieve your goals.

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Student Loans

AmeriCU is proud to partner with Credit Union Student Choice in offering our members a valuable student lending solution.

Protect what matters most.

Offering you additional protection for your loan product to protect you and your loved ones in case life takes an unexpected turn.

Loan Protection
Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

AmeriCU News

News

Jul 31, 2026

What Does AmeriCU’s Field of Membership Expansion Mean for Members? 

AmeriCU’s recent Field of Membership expansion into 27 additional New York counties creates new opportunities to increase convenience, access, and community investment for current and future members. The growth supports continued investments in technology, security, member services, and local partnerships while maintaining AmeriCU’s commitment to personalized service and financial success.

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Events

Aug 13, 2026

Hospice of Central New York and of the Finger Lakes: A Film on the Field (The Sandlot)

A Film on the Field is a family-friendly community event at NBT Bank Stadium featuring a movie shown on the field, pre-show entertainment, concessions, and a fireworks display. The event brings people together for an evening of fun while raising critical funds for Hospice of Central New York and Hospice of the Finger Lakes.

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Education

Jul 09, 2026

A Guide to Student Loans and Financial Aid

Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.