Start earning rewards today!
With AmeriREWARDS, you can earn so much more when you swipe. From groceries to utility bills, your everyday purchases will really pay off! You’ll be able to use those points toward some pretty great rewards, including merchandise, gift cards, travel, Pay with Points, cash back, and more.
- NEW! AmeriCONNECT Rewards Checking Account
Earn 1 point for every $5 spent on your AmeriCONNECT Visa Debit Card. 1 - AmeriCONNECT Visa Signature Rewards Credit Card
Earn 1.5 points for every $1 spent, with 2x points on groceries and gas purchases. - AmeriCONNECT Visa Rewards Credit Card
Earn 1 point for every $1 spent. - AmeriCONNECT Visa Business Rewards Credit Card
Earn 1 point for every $1 spent.
Already enrolled with one of the above? Login to Online + Mobile Banking and select ‘AmeriREWARDS‘ now to get started, or click the button below to see what the AmeriREWARDS program has to offer!
Back to School Shopping That’s Actually Rewarding
It’s easy to earn points for the things you’re already buying for back to school, and it’s even easier to redeem your points how you want to with real-time rewards! Learn more below!
Easy Ways to Redeem Your Rewards
Pay with Points
Use your rewards card wherever you shop for everyday purchases! You’ll get a notification by phone/email after the transaction giving you the option to use your points to pay for your recent purchases.
Checkout with Points
Shop at participating merchants and use your rewards card at checkout. If you have enough points and your transaction qualifies, select ‘Yes’ when the screen prompts you to redeem your offer.
Get Cash Back
Prefer cold hard cash? We’ll credit your savings account, checking account, or provide you with a statement credit within 3-to-7 business days.
Redemption Categories
Gas
Use your rewards card at participating gas stations when fueling up and you can redeem your points for a discount at the pump.
Cash Back
Your everyday purchases have never been more rewarding! AmeriREWARDS will earn you points toward cash back each time you use AmeriCONNECT Rewards Credit Cards.
eGift Cards
Treat yourself to a day of shopping followed by a night on the town. Enjoy a variety of gift card reward options from all your favorite retailers including Starbucks®, Macy’s®, Amazon® and much more.
Checkout with Points
Use your rewards card at participating merchants for a discount toward your qualifying purchase at checkout.
Pay with Points
Pay with the points you’ve already earned! Purchase, get notified, and redeem through a 1-click redemption. A statement credit will then be applied back to your card.a
Travel
Browse top travel destinations, access exclusive deals and redeem points for airline tickets, hotel accommodations, car rentals, cruises, vacation packages, and destination activities and excursions all in one place.
Point Gifting
Give to someone you know! You can gift your points to another AmeriCONNECT Rewards cardholder.*
Merchandise
With our extensive merchandise selection, you’ll be sure to find the reward item you’ve been saving for! Browse merchandise from top brands including Apple®, Sony®, KitchenAid® and much more.
Charitable Donation
Pay it forward with your points! You can donate the points you’ve earned to a charitable donation and do your part to give back.**
You may also be interested in
Checking Accounts
AmeriCU offers a suite of checking products designed with your needs in mind, complete with an instantly issued debit card for immediate use. c
Financial Wellness
AmeriCU’s Financial Wellness programs are geared toward helping our members live life, dream big, and achieve financial success.k
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
What Does AmeriCU’s Field of Membership Expansion Mean for Members?
AmeriCU’s recent Field of Membership expansion into 27 additional New York counties creates new opportunities to increase convenience, access, and community investment for current and future members. The growth supports continued investments in technology, security, member services, and local partnerships while maintaining AmeriCU’s commitment to personalized service and financial success.
Events
Johnson Park Center Back-to-School Event – August 19, 2026
The Annual Back-to-School Giveaway at the JPG Community Center provides backpacks filled with school supplies, dental hygiene items, and additional food support to local families. Held alongside the organization’s weekly food pantry, the event serves children and families across Oneida, Herkimer, Otsego, Madison, and surrounding counties, with a goal of assisting 2,500 students in 2026.
Education
Creating a Budget for Back-to-School Shopping
This course teaches the fundamentals of creating and managing a budget so you can better understand your income, expenses, and spending habits. By applying these budgeting strategies to back-to-school shopping, you can maximize your money and stay on track with your financial goals.
*Not applicable for Business Rewards card holders.
**For a complete list of available charities, visit charitygiftcertificates.org.
Rewards are earned on signature‑based debit transactions only. PIN‑based debit transactions, ATM and ACH transactions are not eligible for rewards. Transaction processing method is determined by the merchant; we are not responsible if a transaction is processed as PIN‑based debit, even if a PIN is not entered.
Terms, conditions, and restrictions may apply. Please view the Terms and Conditions for complete details.