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Limited Time Offer! Apply Now and Enjoy The Holiday Season – Payment Free!

This offer is valid on all AmeriCU auto loans, including New, Used, or our PaySaver lease-like auto loan. You can finance your residential equipment; winter toys (like your snowmobiles, ATVs, or UTVs); even plan ahead for next year and finance a jet ski or motorcycle.

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Auto Loan Pre-Approval

90-Day No Pay* Auto and Motorcycle Loans

Connect with a traditional new or used auto loan, motorcycle loan, or try PaySaver, our lease-like alternative, and we’ll give you 90-Days with no payments! No action necessary – payment terms are automatically applied during the application process.

Auto 90Day No Pay

90-Day No Pay* on Recreational or Residential Equipment Loans

Connect with a snowmobile, ATV, UTV, jet ski, or residential equipment loan and we’ll give you 90-Days with no payments! No action necessary – discount and payment terms are automatically applied during the application process.

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Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


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*Applications subject to credit approval. Offer valid on new and used auto, motorcycle, power sports, residential equipment, marine, and Paysaver auto loans. Recreational Vehicle (RV) loans not included. Maximum loan term varies by loan type, but not to exceed 96 months. Interest begins accruing on date loan is opened and will be amortized over the monthly payments. AmeriCU loans are eligible for refinance with minimum $1,000 cash out/disbursement required. To be eligible for no payments for 90-days, automatic payments from an AmeriCU account are required. Programs, rates, terms and conditions subject to change without notice. Loans subject to credit approval. Other restrictions may apply. Offer expires 12/31/25. Membership eligibility is required. Insured by NCUA.