Traditional Auto Loans
Let AmeriCU put you in the driver seat with a brand-new auto loan, a great rate, and a smooth ride from application to closing.
Refinance an Existing Loan
Already have an existing AmeriCU auto loan? You can refinance with a minimum $1,000 cashout/disbursement and take advantage of no payments for 90 days!
Paysaver Auto Loan
Our lower-payment alternative allows you to own the vehicle for 4 to 6 years while enjoying all the flexibility and benefits of ownership. Plus, we’ll guarantee your vehicle’s value during the loan process, so you’ll know how much it’s worth once your terms are up.
If you still have the vehicle at the end of the term, you can keep it and refinance the loan, buy the vehicle outright, or simply walk away – you’ll have a guaranteed buyer!
Educational Course: Car Loans
Buying a car is a big decision that may feel intimidating or confusing. Let’s take a look at some resources, options, and steps to help guide you through the process of selecting and buying a car.
Calculators
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Credit Union Welcomes Frank LaPage as Financial Center Manager in Fulton
AmeriCU Credit Union is pleased to welcome Frank LaPage as Financial Center Manager of its Fulton Financial Center.
Events
2026 Walk to End Alzheimer’s – Syracuse, NY
The Syracuse Walk to End Alzheimer’s is an annual community event that brings together participants of all ages to raise awareness and funds in the fight against Alzheimer’s disease and other forms of dementia.
Education
Student Loan Refinancing: What You Need to Know
Considering student loan refinancing? This guide explains how refinancing works, the potential benefits and drawbacks, and key factors to consider before consolidating your federal and/or private student loans.
*Applications subject to credit approval. Offer valid on new and used auto, motorcycle, power sports, residential equipment, marine, Paysaver auto loans, and recreational vehicle loans. Maximum loan term varies by loan type, but not to exceed 84 months. Interest begins accruing on date loan is opened and will be amortized over the monthly payments. AmeriCU loans are eligible for refinance with minimum $1,000 cash out/disbursement required. Programs, rates, terms and conditions subject to change without notice. Loans subject to credit approval. Other restrictions may apply. Offer expires 8/31/26. Membership eligibility is required. Insured by NCUA.