Through our partnership with Student Choice, AmeriCU’s student loans offer:

  • Competitive rates – and a rate discount when you set up automatic electronic payments.*
  • Flexible funding – to pay for any education-related expenses including tuition, books, housing, and more.
  • Personal support – our counselors can provide one-on-one support for your college funding questions.
  • Secure funding – for your entire graduation career with just one application!**
Refinance Student Loans with AmeriCU

Interested in refinancing your loans?

You can refinance up to $150,000 of your student loans down to one, low monthly payment, with flexible terms to fit your budget.

Student Loans Financial Wellness Topics

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Paying for College

College costs are rising, but with strategic planning and saving, paying for education can be within your reach. Let’s explore the many options that may be available to you and your family.

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Savings

Learn about savings accounts so you can make sure you’re taking the right approach when it comes to managing your money.

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Budgeting Tool

This simple tool can help you quickly and easily plan your monthly expenses and get a better sense of where your money is going.

SCHOLARSHIPS

Each year, AmeriCU is proud to award up to ten $1,000 scholarships to graduating high school seniors or students continuing their college education.

Scholarships

You may also be interested in

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Credit Cards

Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, and some pretty great benefits.

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Money Markets

High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.

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Online + Mobile Banking

Access your accounts from your desktop or mobile, without ever having to visit a Financial Center, and take advantage of a variety of eServices!

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

CenterState CEO

News

Apr 25, 2024

AmeriCU Credit Union’s President and CEO elected as new Director to CenterState CEO Board of Directors

AmeriCU Credit Union proudly announces the election of its President and CEO, Ron Belle, to the CenterState CEO Board of Directors. Belle will bring invaluable expertise and insight to the Board of Directors, driving positive change in Central New York.

Syracuse Heart Challenge

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May 04, 2024

North Country Heart Walk

Join your friends, family, and co-workers to be a relentless force for a world of longer, healthier lives.   We’re all tied to heart disease and stroke in some way, and we must change that. By registering for the Heart Challenge today, you are taking the first step to save lives. 

Budgeting for Families

Education

Apr 12, 2024

Budgeting for Families

Does the idea of setting a household budget sound intimidating? You’re not alone—in fact, one report shows that only 2 out of every 5 families use a household budget to take control of their finances.

*The APR will not fall below the floor rate regardless of the index or any additional rate discount.
**Subject to annual review and credit qualification. Must meet school’s Satisfactory Academic Progress (SAP) requirements. Approved schools subject to change without notification. Insured by NCUA. Equal Opportunity Lender.