Red Alert Alert: Please ensure that you are only accessing our services through our official website:  https://www.AmeriCU.org or https://www.MyAmeriCU.org for online banking. Be cautious of websites that may appear similar to ours as phishing attempts targeting financial institutions are on the rise. Close

Student Choice

Through our partnership with Student Choice, AmeriCU’s student loans offer:

  • Competitive rates – and a rate discount when you set up automatic electronic payments.*
  • Flexible funding – to pay for any education-related expenses including tuition, books, housing, and more.
  • Personal support – our counselors can provide one-on-one support for your college funding questions.
  • Secure funding – for your entire graduation career with just one application!**
  • Refinance Student Loans with AmeriCU

    Interested in refinancing your loans?

    You can refinance up to $150,000 of your student loans down to one, low monthly payment, with flexible terms to fit your budget.

    Student Loans Financial Wellness Topics

    Feature Image

    Paying for College

    College costs are rising, but with strategic planning and saving, paying for education can be within your reach. Let’s explore the many options that may be available to you!

    Feature Image

    Savings

    Learn about savings accounts so you can make sure you’re taking the right approach when it comes to managing your money.

    Feature Image

    Budgeting Tool

    This simple tool can help you quickly and easily plan your monthly expenses and get a better sense of where your money is going.

    SCHOLARSHIPS

    Each year, AmeriCU is proud to award up to ten $1,000 scholarships to graduating high school seniors or students continuing their college education.

    Scholarships

    You may also be interested in

    Feature Image

    Credit Cards

    Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, and some pretty great benefits.

    Feature Image

    Money Markets

    High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.

    Feature Image

    Online + Mobile Banking

    Access your accounts from your desktop or mobile, without ever having to visit a Financial Center, and take advantage of a variety of eServices!

    Let's Connect

    Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


    Latest From AmeriCU

    AmeriCU News

    News

    Apr 07, 2026

    AmeriCU Introduces New High Rate Money Market Account as Consumers Prioritize Flexible Savings

    As consumers continue to adapt to rising costs of living and shifting financial priorities, many are increasingly looking for ways to grow their money without sacrificing access to their funds. In response, AmeriCU Credit Union has introduced a new High-Rate Money Market Account designed to offer both competitive returns and liquidity.

    Most Improved Student Program

    Events

    May 01, 2026

    Syracuse Mets Most Improved Student Game – May 1, 2026

    AmeriCU Credit Union proudly partnered with the Syracuse Mets to launch the AmeriCU Most Improved Student Program, celebrating student growth with on‑field recognition and a memorable ballpark experience.

    education image

    Education

    Apr 10, 2026

    Teaching Kids to Budget

    Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.

    *The APR will not fall below the floor rate regardless of the index or any additional rate discount.
    **Subject to annual review and credit qualification. Must meet school’s Satisfactory Academic Progress (SAP) requirements. Approved schools subject to change without notification. Insured by NCUA. Equal Opportunity Lender.