Through our partnership with Student Choice, AmeriCU’s student loans offer:

  • Competitive rates – and a rate discount when you set up automatic electronic payments.*
  • Flexible funding – to pay for any education-related expenses including tuition, books, housing, and more.
  • Personal support – our counselors can provide one-on-one support for your college funding questions.
  • Secure funding – for your entire graduation career with just one application!**
Refinance Student Loans with AmeriCU

Interested in refinancing your loans?

You can refinance up to $150,000 of your student loans down to one, low monthly payment, with flexible terms to fit your budget.

Student Loans Financial Wellness Topics

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Paying for College

College costs are rising, but with strategic planning and saving, paying for education can be within your reach. Let’s explore the many options that may be available to you and your family.

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Learn about savings accounts so you can make sure you’re taking the right approach when it comes to managing your money.

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Budgeting Tool

This simple tool can help you quickly and easily plan your monthly expenses and get a better sense of where your money is going.


Each year, AmeriCU is proud to award up to ten $1,000 scholarships to graduating high school seniors or students continuing their college education.


You may also be interested in

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Credit Cards

Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, and some pretty great benefits.

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Money Markets

High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.

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Online + Mobile Banking

Access your accounts from your desktop or mobile, without ever having to visit a Financial Center, and take advantage of a variety of eServices!

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

Zoo Mobile AmeriCU


Sep 25, 2023

AmeriCU Credit Union invests in community engagement with Zoo New York’s Mobile  

AmeriCU Credit Union is excited to announce its support of Zoo New York’s Mobile to bring the wonders of the animal kingdom directly to our community. The Zoo Mobile offers a wide variety of educational experiences that allow the zoo to come to you.  

CMN Drawing


Oct 04, 2023

$100,000 Miracle Drawing to benefit CMN Hospitals at MVHS

Each year AmeriCU is a proud supporter of the $100,000 Miracle Drawing to benefit CMN Hospitals at MVHS which helps sick and injured children in our community.

Credit Scores and Reports


Sep 18, 2023

Credit Scores and Reports

Your credit can have a big impact on your financial life. Credit scores and reports provide a snapshot of the financial habits that financial institutions, cell phone companies, credit card companies, and others use to get a sense of your creditworthiness.

*The APR will not fall below the floor rate regardless of the index or any additional rate discount.
**Subject to annual review and credit qualification. Must meet school’s Satisfactory Academic Progress (SAP) requirements. Approved schools subject to change without notification. Insured by NCUA. Equal Opportunity Lender.