Red Alert Please note: Please note that the lobbies at our Peru, Keeseville, AuSable Forks, and Wilmington Financial Centers are currently closed. Transactions can still be completed through our drive-thrus, ITMs, Online & Mobile Banking, or by clicking "Let's Connect" in the lower-right corner for assistance. Thank you. Close

Student Choice

Through our partnership with Student Choice, AmeriCU’s student loans offer:

  • Competitive rates – and a rate discount when you set up automatic electronic payments.*
  • Flexible funding – to pay for any education-related expenses including tuition, books, housing, and more.
  • Personal support – our counselors can provide one-on-one support for your college funding questions.
  • Secure funding – for your entire graduation career with just one application!**
  • Refinance Student Loans with AmeriCU

    Interested in refinancing your loans?

    You can refinance up to $150,000 of your student loans down to one, low monthly payment, with flexible terms to fit your budget.

    Student Loans Financial Wellness Topics

    Feature Image

    Paying for College

    College costs are rising, but with strategic planning and saving, paying for education can be within your reach. Let’s explore the many options that may be available to you!

    Feature Image

    Savings

    Learn about savings accounts so you can make sure you’re taking the right approach when it comes to managing your money.

    Feature Image

    Budgeting Tool

    This simple tool can help you quickly and easily plan your monthly expenses and get a better sense of where your money is going.

    SCHOLARSHIPS

    AmeriCU is proud to award scholarships to graduating high school seniors or students continuing their college education.

    Scholarships

    You may also be interested in

    Feature Image

    Credit Cards

    Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, and some pretty great benefits.

    Feature Image

    Money Markets

    High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.

    Feature Image

    Online + Mobile Banking

    Access your accounts from your desktop or mobile, without ever having to visit a Financial Center, and take advantage of a variety of eServices!

    Let's Connect

    Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


    Latest From AmeriCU

    AmeriCU News

    News

    Jul 20, 2026

    AmeriCU Credit Union Receives Approval to Expand Membership Eligibility Across New York State

    AmeriCU Credit Union announced today that it has received approval from the New York State Department of Financial Services (DFS) for its application to expand its field of membership, allowing the credit union to serve individuals, families, and businesses in 27 additional counties across New York State.

    events image

    Events

    Jul 31, 2026

    Keeseville Business Association’s Summer Music Festival – Fiddler’s Dream

    The Keeseville Summer Music Festival is a free community concert series held every Friday evening from 6:00–8:00 PM throughout July and August at Riverside Park in Keeseville. The festival features a lineup of local and regional bands performing live music in a scenic outdoor setting, creating an enjoyable experience for residents and visitors of all ages.

    education image

    Education

    Jul 09, 2026

    A Guide to Student Loans and Financial Aid

    Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.

    *The APR will not fall below the floor rate regardless of the index or any additional rate discount.
    **Subject to annual review and credit qualification. Must meet school’s Satisfactory Academic Progress (SAP) requirements. Approved schools subject to change without notification. Insured by NCUA. Equal Opportunity Lender.