Student Choice

Through our partnership with Student Choice, AmeriCU’s student loans offer:

  • Competitive rates – and a rate discount when you set up automatic electronic payments.*
  • Flexible funding – to pay for any education-related expenses including tuition, books, housing, and more.
  • Personal support – our counselors can provide one-on-one support for your college funding questions.
  • Secure funding – for your entire graduation career with just one application!**
  • Refinance Student Loans with AmeriCU

    Interested in refinancing your loans?

    You can refinance up to $150,000 of your student loans down to one, low monthly payment, with flexible terms to fit your budget.

    Student Loans Financial Wellness Topics

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    Paying for College

    College costs are rising, but with strategic planning and saving, paying for education can be within your reach. Let’s explore the many options that may be available to you!

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    Savings

    Learn about savings accounts so you can make sure you’re taking the right approach when it comes to managing your money.

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    Budgeting Tool

    This simple tool can help you quickly and easily plan your monthly expenses and get a better sense of where your money is going.

    SCHOLARSHIPS

    AmeriCU is proud to award scholarships to graduating high school seniors or students continuing their college education.

    Scholarships

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    Credit Cards

    Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, and some pretty great benefits.

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    Money Markets

    High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.

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    Online + Mobile Banking

    Access your accounts from your desktop or mobile, without ever having to visit a Financial Center, and take advantage of a variety of eServices!

    Let's Connect

    Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


    Latest From AmeriCU

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    Jul 06, 2026

    AmeriCU Insurance Services Now Offers Pet Insurance

    AmeriCU Insurance Services is now offering pet insurance coverage as a new way to help manage the rising cost of veterinary care. This new offer provides access to insurance coverage options designed to help protect both pets and their owners’ budgets. Policyholders also receive access to unlimited 24/7 live veterinary chat support for guidance whenever questions or concerns arise.

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    Events

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    AmeriCU is proud to partner with Upstate University Hospital’s Mobile Mammography Program to offer preventative breast screenings.

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    Education

    Apr 10, 2026

    Teaching Kids to Budget

    Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.

    *The APR will not fall below the floor rate regardless of the index or any additional rate discount.
    **Subject to annual review and credit qualification. Must meet school’s Satisfactory Academic Progress (SAP) requirements. Approved schools subject to change without notification. Insured by NCUA. Equal Opportunity Lender.