A safe place to let your money grow.

It doesn’t take much to start saving with AmeriCU! Plus, you’ll earn dividends on what you save. If you need a little guidance, our Member Relationship Advisors are available to guide you on your savings journey and get you on the road to a successful financial future.

  

Share Savings Perks

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Easy Online Access

When you use Online + Mobile Banking, available on desktop or through the AmeriCU app.

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Automatic Transfers

Want to start setting better financial habits immediately? Automating weekly or bi-weekly transfers from another account or financial institution might be a good place to start.

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Credit Union Ownership

As a not-for-profit owned by the people who bank with us – people like you! – your penny in your Share Savings establishes your member-ownership of us.

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Share Certificates

AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.

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Money Markets

High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.

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Youth Savings

We encourage our youngest members to starting good savings habits at a young age! Anyone under the age of 18 can open a youth account with as little as a penny as long as there is an adult on the account as a joint owner.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

AmeriCU News

News

Jul 20, 2026

AmeriCU Credit Union Receives Approval to Expand Membership Eligibility Across New York State

AmeriCU Credit Union announced today that it has received approval from the New York State Department of Financial Services (DFS) for its application to expand its field of membership, allowing the credit union to serve individuals, families, and businesses in 27 additional counties across New York State.

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Events

Aug 06, 2026

Friends of Fillmore Glen’s Filmore Days and Bathtub Races – August 6, 2026

Friends of Fillmore Glen’s Fillmore Days and Bathtub Races is a fun, family-friendly festival held at Fillmore Glen State Park featuring live music, food, vendors, and activities for all ages. The highlight is the crowd-favorite bathtub races, where creatively decorated bathtubs on wheels race for bragging rights in a lively and entertaining competition.

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Education

Jul 09, 2026

A Guide to Student Loans and Financial Aid

Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.