A safe place to let your money grow.

It doesn’t take much to start saving with AmeriCU! Plus, you’ll earn dividends on what you save. If you need a little guidance, our Member Relationship Advisors are available to guide you on your savings journey and get you on the road to a successful financial future.

  

Share Savings Perks

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Easy Online Access

When you use Online + Mobile Banking, available on desktop or through the AmeriCU app.

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Automatic Transfers

Want to start setting better financial habits immediately? Automating weekly or bi-weekly transfers from another account or financial institution might be a good place to start.

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Credit Union Ownership

As a not-for-profit owned by the people who bank with us – people like you! – your penny in your Share Savings establishes your member-ownership of us.

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Share Certificates

AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.

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Money Markets

High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.

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Youth Savings

We encourage our youngest members to starting good savings habits at a young age! Anyone under the age of 18 can open a youth account with as little as a penny as long as there is an adult on the account as a joint owner.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

June26 HomeBuying101

News

Jun 16, 2026

AmeriCU Credit Union Helps Homebuyers Save with Free Virtual Seminar and $400 Closing Cost Rebate

In recognition of National Homeownership Month, AmeriCU Credit Union is helping prospective homebuyers take the next step toward homeownership through a free virtual homebuying seminar designed to provide practical guidance and valuable savings opportunities.

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Events

Jun 30, 2026

Upstate Mobile Mammography at Thompson Road, Syracuse Financial Center

AmeriCU is proud to partner with Upstate University Hospital’s Mobile Mammography Program to offer preventative breast screenings.

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Education

Apr 10, 2026

Teaching Kids to Budget

Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.