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1.Enroll in Online + Mobile Banking & Download the AmeriCU App

Stay connected wherever life takes you! The AmeriCU App is available for download in the Apple Store and on Google Play, or log into your account at You can make loan payments, check your credit score, deposit checks, transfer money to other accounts, send money to friends, view your account statements, pay bills, and more.

Communication Preferences (1)

2. Set Your Communication Preferences

How do you want to hear from us? We want you to choose what works best! Update your email preferences by clicking “Manage Subscriptions” at the bottom of your email from AmeriCU. You can also set up account notifications by text in Online + Mobile Banking.

AmeriCONNECT Checking

3. Open a Checking Account

Make the most of your money with an AmeriCONNECT Checking Account with a Visa Debit Card (instantly-issued at all our locations)! Whether you want free checking, an account that earns dividends, or if you’re looking for a fresh start, AmeriCU has an option for you.

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4. Get Paid A Day Early!*

With direct deposit, you’ll often get paid a day early.* All you need to do is Download this Form and add your account information. Your employer can help with the rest! Or, some employers give the option of enrolling in direct deposit right online.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

*If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.

Latest From AmeriCU

AmeriCU News


Feb 13, 2024

AmeriCU Credit Union teams up with the Comets Hockey Team to bring family-friendly fun to the community

Join AmeriCU on Friday, February 23 at the Comets Hockey Game for an evening of family-friendly fun. This event will bring together fans, players, and the community for an evening filled with excitement and hockey.

Utica Comets Game Night


Feb 23, 2024

AmeriCU Game Night at Utica Comets

AmeriCU is excited to be the presenting sponsor for this home game. Make sure you stop by the AmeriCU table to say hi and receive a fun giveaway. 

Debt Consolidation


Jan 24, 2024

Debt Consolidation

If you have multiple loans or too much credit card debt, debt consolidation can help you manage your payments, help you save money over time, and possibly lower your interest rates. Debt consolidation can offer great benefits, but it can also come with risks.