⚠︎IMPORTANT FRAUD ALERT: Fraud attempts are increasing, and scammers are impersonating AmeriCU. We will never call, text, or email asking for your online banking credentials, password, PIN, account number, or verification code. If you receive a suspicious communication, stop the conversation and contact AmeriCU directly at 800-388-2000.
A Fresh Start Basic or Fresh Start Checking account is a great place to start your journey, offering all the conveniences of a checking account, yet designed with the appropriate safeguards in place to help promote sound financial management. An AmeriCU representative will connect you with the Fresh Start account level that is right for you!
Both Fresh Start Accounts feature:
We’ll also go over any of the safeguards you may experience as part of the Fresh Start process, such as:
Once you’ve established healthy financial habits over the course of one calendar year and haven’t experienced any insufficient funds or fees for any returned transactions, you’re eligible to graduate to the next level of AmeriCU’s official Checking Accounts!
Interested in learning more? Click ‘Let’s Connect’ in the bottom right-hand corner to get a Fresh Start with an AmeriCU representative now. Or, visit any AmeriCU location to get started*.
Available online and in-person, connect one-on-one with our certified credit union financial counselors can provide you with personalized guidance. We can help you:
Featuring a variety of savings solutions for a safe and secure place to save more of what you earn.
We offer online courses on a variety of topics. Or, join us in-person for free financial presentations.
These tools can help you determine your financial behavior and help you find opportunities for improvement.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Impulse purchases, forgotten subscriptions, and unplanned spending can quietly derail your financial goals. Learn how to identify common budget “haunters” and keep your finances on track this fall.
Thursday, October 15 is International Credit Union Day, and we’re excited to celebrate with our members! This year’s theme, Rooted in Community, emphasizes AmeriCU’s dedication to the credit union philosophy of ‘people helping people’ in every community that we serve.
Learn how homeowners can use their home equity through a Home Equity Loan or Home Equity Line of Credit (HELOC). This course explains the differences, requirements, benefits, and risks of each option to help you make informed borrowing decisions.
*Fees and restrictions apply. For more information and eligibility requirements, visit your local Financial Center today.
**Rates are determined by creditworthiness and other factors at time of application. The Annual Percentage Rate (APR) for purchases and balance transfers is 15.90%. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge) is 1% of transaction amount. Cash Advance Fee $10.00 or 3% of the amount of each cash advance, whichever is greater.
