Connect with credit score monitoring today!

With the My Credit Score program, you can get your latest credit score, an understanding of key factors that impact the score, and see the most up-to-date offers that can help reduce your interest costs. You can track your credit score daily, and your score will never be negatively affected.

Credit Score Reporting

Free, ongoing, credit score reporting and monitoring

Log in to your Online + Mobile Banking account and enroll today to get started!

My Credit Score Video

Why Enroll?

  • Daily credit monitoring with alerts for major changes
  • Spot and review credit bureau errors
  • Understand the factors that impact your credit score
  • Work toward your financial goals
  • It’s free for AmeriCU members who use Online + Mobile Banking!

Get started in 3 easy steps

Feature Image

1. Login to Online or Mobile Banking

Feature Image

2. Navigate to Credit Reporting

Feature Image

3. Enroll, and you’re done!

Frequently Asked Questions

OPEN All CLOSE ALL

No! This Credit Score program is entirely free, and no credit card information is required to enroll.

You score will be updated every 24 hours – though it will not always change.

Checking your score will not impact it. In fact, this tool provides actionable tips to help you improve your score over time.

No. The credit score will only be displayed for the primary user.

The Credit Score program uses high-level encryption and security measures to keep your data safe. Your personal information will never be shared or sold to a third party.

You may also be interested in

Feature Image

Online + Mobile Banking

Log in to access your accounts, make loan payments or transfers, check pending transactions, pay bills, and more!

Feature Image

News, Events, and Education

Take a look at some exciting things happening at AmeriCU and in our local community!

Feature Image

Account Access

Always on the go? Or, maybe you prefer the comforts of home. Whatever your lifestyle, AmeriCU can connect you wherever you are!

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

AmeriCU News

News

Jul 31, 2026

What Does AmeriCU’s Field of Membership Expansion Mean for Members? 

AmeriCU’s recent Field of Membership expansion into 27 additional New York counties creates new opportunities to increase convenience, access, and community investment for current and future members. The growth supports continued investments in technology, security, member services, and local partnerships while maintaining AmeriCU’s commitment to personalized service and financial success.

events image

Events

Aug 13, 2026

Hospice of Central New York and of the Finger Lakes: A Film on the Field (The Sandlot)

A Film on the Field is a family-friendly community event at NBT Bank Stadium featuring a movie shown on the field, pre-show entertainment, concessions, and a fireworks display. The event brings people together for an evening of fun while raising critical funds for Hospice of Central New York and Hospice of the Finger Lakes.

education image

Education

Jul 09, 2026

A Guide to Student Loans and Financial Aid

Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.