Red Alert AmeriCU Holiday Closure Notice: AmeriCU will be closed on Friday, June 19th in observance of Juneteenth National Independence Day. You can still access your accounts anytime through Online & Mobile Banking, Use our surcharge-free ATM Network and Interactive ATMs, and Get support by visiting AmeriCU.org and clicking “Let’s Connect” in the bottom right corner. Thank you for being a valued member! Close

Why choose quick cash

What Quick Cash has to offer!

  • Always Available – If you are over 18 years old and have been an AmeriCU member for a minimum of 6-months, you can apply anytime, anywhere in Online+Mobile Banking!
  • Instant Decision and Instant Funding 24-hours a day!
  • Loan amounts from $300-2,000 with no credit check required!
  • Monthly direct deposit required.
  • 12-month terms with automatic payments for stress-free repayment.
  • $20 application fee, regardless of approval.
View Disclosures and Current Rates
Learn more about what Quick Cash has to offer!

How to Apply

1. Login to online banking
2. Navigate to the “Loans” section and select Quick Cash
3. Complete the simple application and get an instant decision

Quick Cash Payment Examples

Loan AmountRateMonthly PaymentTerm
$30017.99%* APR$102.263 months
$50017.99%* APR$170.433 months
$1,00017.99%* APR$174.266 months
$2,000 - Max loan amount17.99%* APR$182.0612 months - Max loan term
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Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

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*Must be a member of AmeriCU Credit Union for at least 6 months prior to submitting a Quick Cash loan application. Automatic payments are required. Limit of one Quick Cash loan per member. Credit is extended based on deposit history. Must apply for a Quick Cash loan through Online and Mobile Banking. A typical Quick Cash loan of $2,000 at 17.99% APR would have 12 monthly payments of $182.06 each month, with total repayment of $2,184.65.