What Quick Cash has to offer!
- Always Available – If you are over 18 years old and have been an AmeriCU member for a minimum of 6-months, you can apply anytime, anywhere in Online+Mobile Banking!
- Instant Decision and Instant Funding 24-hours a day!
- Loan amounts from $300-2,000 with no credit check required!
- Monthly direct deposit required.
- 12-month terms with automatic payments for stress-free repayment.
- $20 application fee, regardless of approval.
How to Apply
1. Login to online banking
2. Navigate to the “Loans” section and select Quick Cash
3. Complete the simple application and get an instant decision
Quick Cash Payment Examples
| Loan Amount | Rate | Monthly Payment | Term |
|---|---|---|---|
| $300 | 17.99%* APR | $102.26 | 3 months |
| $500 | 17.99%* APR | $170.43 | 3 months |
| $1,000 | 17.99%* APR | $174.26 | 6 months |
| $2,000 - Max loan amount | 17.99%* APR | $182.06 | 12 months - Max loan term |
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Credit Union Receives Approval to Expand Membership Eligibility Across New York State
AmeriCU Credit Union announced today that it has received approval from the New York State Department of Financial Services (DFS) for its application to expand its field of membership, allowing the credit union to serve individuals, families, and businesses in 27 additional counties across New York State.
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Education
A Guide to Student Loans and Financial Aid
Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.
*Must be a member of AmeriCU Credit Union for at least 6 months prior to submitting a Quick Cash loan application. Automatic payments are required. Limit of one Quick Cash loan per member. Credit is extended based on deposit history. Must apply for a Quick Cash loan through Online and Mobile Banking. A typical Quick Cash loan of $2,000 at 17.99% APR would have 12 monthly payments of $182.06 each month, with total repayment of $2,184.65.