Red Alert Please note: AmeriCU's Offices and Financial Centers will be closed on Saturday, May 25 and Monday, May 27 in observance of Memorial Day. You can still access your accounts through Online + Mobile Banking, Surcharge-Free ATMs, and AmeriCU's Interactive ATMs. Close

Protection when it matters… we are here to help!

Life, Terminal illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent, Disability, or Involuntary Unemployment Claim? We are here to help!

In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim.

To begin, please fill out a claim form at here.

*Please use Chrome/Fox/Edge browser when clicking on the link.
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Protect the things that matter most.

Life can take some unexpected turns. That’s why there’s ACUshield Debt Protection with Life Plus. If your life takes an unexpected turn, your family’s finances can be strained. But with ACUshield Debt Protection with Life Plus, your loan payments or balance may be canceled, up to the contract maximums, in case of involuntary unemployment, disability, or death. It’s just one more way you can look out for the people you love. Financial Protection for the unexpected – protect the ones that matter most. ACUshield Debt Protection with Life Plus could help your family’s financial situation against a variety of covered life events:

  • Involuntary Unemployment
  • Disability
  • Death
For additional protections, ACUshield can address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.
  • Accidental dismemberment
  • Terminal illness
  • Hospitalization or family medical leave
  • Death of a non-protected dependent
Take an important step toward financial security. Ask AmeriCU about ACUshield Debt Protection with Life Plus today.
GAP Insurance

Gap Protection… The Smart & Affordable Choice to Protect your Valuable Investment.

A vehicle’s value often declines much faster than a loan or lease balance. The difference between this value and the balance is the GAP.

GAP Benefits:

  • Gives you peace of mind by avoiding financial uncertainty after a traumatic loss
  • Allows for a “clean slate” when financing your next purchase
  • Protects your investment
  • The cost can be added to your loan
SITUATION: Your vehicle is wrecked or stolen and not recovered. The value that your insurance company places on your car is much less than the outstanding loan balance. You are responsible for repaying the GAP which can be thousands of dollars.

SOLUTION: GAP Protection. For a very small charge your lender will ‘waive’ its right under the loan contract to collect this Gap amount. GAP Protection will pay off your remaining loan balance minus any deductible, past due payments and fees. This allows you the freedom to locate, purchase and finance your next vehicle.

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Your home is one of your biggest and most precious assets. Make sure you’re protected. Homeowners insurance covers damage from fire, theft, personal injury, vandalism, identity theft and many other losses.

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If it’s new or just new to you, our experts can help you at every stage of the car-buying experience and put you in the driver’s seat sooner.

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Credit Cards

Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, and some pretty great benefits.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


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Disclosure

Your purchase of ACUshield Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.

Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of ACUshield Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

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DP-3415592.1-0121-0423 CUNA Mutual Group ©2021, All Rights Reserved.

 

TruStage™ is the marketing name for TruStage Financial Group, Inc. its subsidiaries and affiliates. Securities distributed by CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer, 2000 Heritage Way, Waverly, IA, 50677. Insurance products are not federally insured, and are not obligations of or guaranteed by any depository or lending institution. All guarantees are based on the claims paying ability of the underwriting company.