Protection when it matters… we are here to help!

Life, Terminal illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent, Disability, or Involuntary Unemployment Claim? We are here to help!

In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim.

To begin, please fill out a claim form at Member Portal (cunamutual.com).

If you prefer, call 1.800.621.6323 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union.

*Please use Chrome/Fox/Edge browser when clicking on the link.
Promo Image

Protect the things that matter most.

Life can take some unexpected turns. That’s why there’s ACUshield Debt Protection with Life Plus. If your life takes an unexpected turn, your family’s finances can be strained. But with ACUshield Debt Protection with Life Plus, your loan payments or balance may be canceled, up to the contract maximums, in case of involuntary unemployment, disability, or death. It’s just one more way you can look out for the people you love. Financial Protection for the unexpected – protect the ones that matter most. ACUshield Debt Protection with Life Plus could help your family’s financial situation against a variety of covered life events:

  • Involuntary Unemployment
  • Disability
  • Death
For additional protections, ACUshield can address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.
  • Accidental dismemberment
  • Terminal illness
  • Hospitalization or family medical leave
  • Death of a non-protected dependent
Take an important step toward financial security. Ask AmeriCU about ACUshield Debt Protection with Life Plus today.
GAP Insurance

Gap Protection… The Smart & Affordable Choice to Protect your Valuable Investment.

A vehicle’s value often declines much faster than a loan or lease balance. The difference between this value and the balance is the GAP.

GAP Benefits:

  • Gives you peace of mind by avoiding financial uncertainty after a traumatic loss
  • Allows for a “clean slate” when financing your next purchase
  • Protects your investment
  • The cost can be added to your loan
SITUATION: Your vehicle is wrecked or stolen and not recovered. The value that your insurance company places on your car is much less than the outstanding loan balance. You are responsible for repaying the GAP which can be thousands of dollars.

SOLUTION: GAP Protection. For a very small charge your lender will ‘waive’ its right under the loan contract to collect this Gap amount. GAP Protection will pay off your remaining loan balance minus any deductible, past due payments and fees. This allows you the freedom to locate, purchase and finance your next vehicle.

You may also be interested in

Feature Image

Property Insurance

Your home is one of your biggest and most precious assets. Make sure you’re protected. Homeowners insurance covers damage from fire, theft, personal injury, vandalism, identity theft and many other losses.

Feature Image

MemberPlus

MemberPlus is AmeriCU’s Relationship Pricing program that lets you use the power of your AmeriCU relationship to enjoy enhanced loan and Share Certificate rates and earn ATM rebates.

Feature Image

Credit Cards

Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, and some pretty great benefits.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

Zoo Mobile AmeriCU

News

Sep 25, 2023

AmeriCU Credit Union invests in community engagement with Zoo New York’s Mobile  

AmeriCU Credit Union is excited to announce its support of Zoo New York’s Mobile to bring the wonders of the animal kingdom directly to our community. The Zoo Mobile offers a wide variety of educational experiences that allow the zoo to come to you.  

CMN Drawing

Events

Oct 04, 2023

$100,000 Miracle Drawing to benefit CMN Hospitals at MVHS

Each year AmeriCU is a proud supporter of the $100,000 Miracle Drawing to benefit CMN Hospitals at MVHS which helps sick and injured children in our community.

Credit Scores and Reports

Education

Sep 18, 2023

Credit Scores and Reports

Your credit can have a big impact on your financial life. Credit scores and reports provide a snapshot of the financial habits that financial institutions, cell phone companies, credit card companies, and others use to get a sense of your creditworthiness.

Disclosure

Your purchase of ACUshield Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.

Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of ACUshield Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

Unique ID & Copyright
DP-3415592.1-0121-0423 CUNA Mutual Group ©2021, All Rights Reserved.

 

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.

Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.

Unique ID & Copyright

MRC-3415612.1-0121-0223 CUNA Mutual Group ©2021, All Rights Reserved