Online + Mobile Banking
Manage your accounts easier with the AmeriCU App!
AmeriCONNECT Visa® Debit Cards
With your instantly issued AmeriCONNECT VISA Debit Card you have quick access to your funds any time you need them.
Accepted everywhere VISA is:
Interactive ATMs
An Interactive ATMs operates similarly to your every day ATM with one, new difference – you can now chat directly with an AmeriCU representative during regular business hours and perform virtually any transaction as if you were right at the teller line! With an Interactive ATM, you can:
- Deposit money
- Take out cash
- Deposit checks
- Check account balances
- Transfer between accounts
- Make loan payments
- Get a statement
- and more!
Shared Branching
Banking without boundaries! AmeriCU is a proud member of the CO-OP Network. That means you get access to over 30,000 surcharge-free ATMs and over 5,000 Shared Branch locations nationwide – more than most traditional banks offer!
Whether you’re across town or across the country, you can manage your finances with ease, convenience, and zero ATM fees at participating locations. With AmeriCU and the CO-OP Network, your credit union goes wherever life takes you.
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About Us
Founded in 1950 at Griffiss Air Force Base in Rome, NY, AmeriCU is a member-owned credit union, offering our members the most convenience, financial services, and value, all while continuing to provide outstanding service.
Locations+ ATMs
Wherever you are, you’re never far from AmeriCU! With 25 Financial Centers throughout Central and Northern New York, over 30,000 surcharge-free ATMs nationwide, and access to a nationwide Shared Branching network, we make it easy to connect.
Virtual Financial Center
Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team! It’s convenient, easy, and available wherever you go.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
Missed Our Debt Management Webinar? Watch the Recording On Demand
Our recent Debt Management Webinar provided practical tips for understanding debt, improving credit health, creating a budget, and exploring effective debt repayment strategies. Watch the recording to gain valuable insights and tools that can help you take control of your financial future.
Events
Johnson Park Center Back-to-School Event – August 21, 2026
The Annual Back-to-School Giveaway at the JPG Community Center provides backpacks filled with school supplies, dental hygiene items, and additional food support to local families. Held alongside the organization’s weekly food pantry, the event serves children and families across Oneida, Herkimer, Otsego, Madison, and surrounding counties, with a goal of assisting 2,500 students in 2026.
Education
Creating a Budget for Back-to-School Shopping
This course teaches the fundamentals of creating and managing a budget so you can better understand your income, expenses, and spending habits. By applying these budgeting strategies to back-to-school shopping, you can maximize your money and stay on track with your financial goals.