AmeriCU Is Everywhere You Are!

It’s easy to stay connected no matter where you go, with features like:

  • Online + Mobile Banking – and all the convenient eServices and features you need to manage your account.
  • The AmeriCU app – it’s easy, convenient, and your money is never far from where you need it most. View balances and recent transactions, pay bills, find the AmeriCU nearest you, and more! Download today in The App Store or on Google Play.
  • AmeriCONNECT Visa® Debit Cards – issued instantly while you’re at any Financial Center!
  • 24/7 Access to AmeriCU Interactive ATMs
  • Surcharge Free Access to a CO-OP Network of over 30,000 ATMs
  • Shared Branching Coast to Coast
  • Direct Deposit
  • Overdraft Protection
  • 24/7 Member Contact Center – just click ‘Let’s Talk’ in the right-hand corner to get started.
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Online + Mobile Banking

Access your accounts from your desktop or mobile device, without ever having to visit a Financial Center, and take advantage of a variety of eServices, including:

  • Smart Deposit – Deposit a check using your smartphone – just by taking a picture!
  • eStatements – Go paperless and get all your statements in one place.
  • Transaction Alerts – Get customized alerts by email or text for the things you want to know about, like low balances, ATM withdrawals, deposits, checks clearing, and more.
  • Fraud Alerts – Connect your cell phone number with your account and we’ll text you if we see any suspicious activity, that way you can immediately let AmeriCU know if its legitimate or not.
  • Account Overview – Check your balances, monitor transactions, make payments, and easily manage your accounts.
  • Account Transfers – Transfer money between your shares, or from another financial institution.
  • Travel Status – Notify us when you’re travelling for uninterrupted card access.
Debit Card

AmeriCONNECT Visa® Debit Cards

Unlike other banks that make you wait days or weeks for your new card, AmeriCU instantly issues your new AmeriCONNECT Visa® debit cards right when you open your account! AmeriCONNECT Visa® Debit Cards feature:

  • No monthly fees or check charges
  • Purchase Rewards – activate rewards and earn cash back from hundreds of merchants.
  • 5,000+ shared branching locations
  • Zero liability from fraud

Interactive ATMs

An Interactive ATMs operates similarly to your every day ATM with one, new difference – you can now chat directly with an AmeriCU representative during regular business hours and perform virtually any transaction as if you were right at the teller line! With an Interactive ATM, you can:

  • Deposit money
  • Take out cash
  • Deposit checks
  • Check account balances
  • Transfer between accounts
  • Make loan payments
  • Get a statement
and more!

Never Far From Where You Need Us

Wherever you are, you’re never far from AmeriCU! With 19 Financial Centers throughout Central and Northern New York, over 30,000 surcharge-free ATMs nationwide, and access to a nationwide Shared Branching network, we make it easy to connect.

Locations + ATMs

You may also be interested in

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Overdraft Protection

Having a check returned due to insufficient funds can be a costly, inconvenient, and potentially embarrassing experience. That’s why we offer Member Privilege, a special overdraft service for members of AmeriCU.

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Locations+ ATMs

Wherever you are, you’re never far from AmeriCU! With 19 Financial Centers throughout Central and Northern New York, over 30,000 surcharge-free ATMs nationwide, and access to a nationwide Shared Branching network, we make it easy to connect. 

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Virtual Financial Center

Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team! It’s convenient, easy, and available wherever you go.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

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Zoo Mobile AmeriCU


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AmeriCU Credit Union invests in community engagement with Zoo New York’s Mobile  

AmeriCU Credit Union is excited to announce its support of Zoo New York’s Mobile to bring the wonders of the animal kingdom directly to our community. The Zoo Mobile offers a wide variety of educational experiences that allow the zoo to come to you.  

CMN Drawing


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$100,000 Miracle Drawing to benefit CMN Hospitals at MVHS

Each year AmeriCU is a proud supporter of the $100,000 Miracle Drawing to benefit CMN Hospitals at MVHS which helps sick and injured children in our community.

Credit Scores and Reports


Sep 18, 2023

Credit Scores and Reports

Your credit can have a big impact on your financial life. Credit scores and reports provide a snapshot of the financial habits that financial institutions, cell phone companies, credit card companies, and others use to get a sense of your creditworthiness.