Simplified Banking for Your Busy Life
We know your life is full of transitions, and banking should be the least of your worries. At AmeriCU, we make it easier to manage your finances with convenience and flexibility – all from your phone. Here’s how we’re making it simple for you:
- Easy Payments: Add your AmeriCU debit card to your digital wallet for fast and secure checkouts.
- Peer-to-Peer Transfers: Send money to friends or pay bills through the AmeriCU app with just a few taps.
- Rewarding Checking Accounts: Open a new checking account and earn rewards every time you swipe your card.
- Car Financing: Looking for a vehicle to start your next chapter? Our loans make it easier to get the wheels you need, even if you’re a first-time buyer.
- Smart Saving: Open a savings account to manage your income, graduation gifts, or any funds you want to keep safe for the future.
- Support When You Need It: Whether you prefer to self-serve or speak with a representative, we’re here to provide the help and answers you need—on your terms.
Set Yourself Up for Success
Whether you’ve been with us for years or are just getting started, now is the perfect time to take advantage of everything AmeriCU has to offer. From managing everyday expenses to planning for your future, we’re here to ensure you have the right resources for long-term success.
Join AmeriCU Today
At AmeriCU, we’re committed to providing the tools and support you need to achieve your goals. We believe that financial success starts with the right connections whether that’s the technology to make banking easier, or the personal support to guide you along the way.
Take the next step in your financial journey with us. Join AmeriCU today.
First-Time Car Buyer? We Can Help!
Why AmeriCU’s First-Time Buyer Loan?
AmeriCU’s First-Time Car Buyer Loan is designed for recent grads who may not have established credit yet. We offer opportunities to build your credit with affordable financing options and a reducing rate incentive that rewards you for timely payments.
If you’re ready to hit the road, we’re here to help. Apply now for our exclusive First-Time Car Buyer Loan Program.
Get Paid One Day Early
With qualifying direct deposit! There’s no enrollment required; it’s included as part of our standard direct deposit feature.
Send Money to Your Friends
Or to anyone in the U.S. Quickly, easily, and securely – and it’s free!
Chat Virtually
You’ve got questions? We’ve got answers! Use our Chat Feature by clicking ‘Let’s Connect’ to connect with an AmeriCU teammate.
30,000 Surcharge-Free CO-OP ATMs Nationwide
So your money is never far from where you need it, for wherever you may be traveling nationwide!
5,000 Shared Branches Coast-to-Coast
Bank easily, wherever you may be. Our network of Shared Branching locations make it easy to transact on your accounts as if you were right at your regular AmeriCU location – talk about convenience!
Financial Wellness Courses
Ready to venture out on your own? Want to learn basic budgeting skills? We’ve got Financial Wellness programs to connect you with the critical knowledge and skills you need to make the financial decisions that will set you up for future financial success!
Resources for graduates
Checking Accounts
Whether you want to earn points for every swipe or earn dividends on what you have, AmeriCU’s Checking accounts are some of the best in market.
If you have a checking account currently, you can easily convert and start earning today.
Debit Cards
Backed by the purchasing power and global acceptance of Visa®, an AmeriCU Debit Card is the perfect addition to your wallet for your spending needs. They’re issued instantly at any location, and you can easily add to your mobile wallet for faster checkout.
Credit Cards
AmeriCU’s credit cards offer rates that are significantly lower than larger financial institutions, or credit cards offered by your favorite stores. Qualifying members are even eligible to earn some pretty great rewards.
Share Certificates
A great savings vehicle, a Share Certificate earns more than a typical savings account would. The more you save, the more you earn each month.
Scholarships
Whether you’re a recent high school graduate and/or continuing your higher education, we’ve got scholarship opportunities available to you, offered annually by AmeriCU Credit Union and the New York Credit Union Association.
Financial Review
We have certified credit union financial counselors at every location (and available virtually!). They’ll work with you to review your savings goals, set budgets, and establish better spending habits.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Charitable Foundation Delivers 360 Books to Madison-Oneida BOCES Students
The AmeriCU Charitable Foundation recently visited Madison-Oneida BOCES to share 360 books with students as part of the “One School, One Book” initiative. AmeriCU volunteers spent their visit reading with students and personally handing out a book to each child.
Events
Syracuse Heart Walk
AmeriCU is proud to once again support the Syracuse Heart Walk. Learn more about the event and join our team as we walk for a lifesaving cause.
Education
Debt Repayment
One way to maximize your finances is by paying down your existing debt. Watch as Gabe learns how to take charge of his money and repay his debts.