We Make Building Your Home Easier — Here’s How
NEW! Land Loans
Find the perfect spot to build your future. Dreaming of building a home someday, but haven’t found your perfect piece of land yet? AmeriCU’s new Land Loans make it easy to secure your future homesite before you’re ready to build!
- Flexible and affordable – Choose a repayment plan that works for you, with flexible terms to help keep your budget on track.
- Real people, real help – Have questions? You’ll work one-on-one with our friendly, knowledgeable Mortgage Team who are here to guide you every step of the way.
- Room to grow – Finance lot sizes of up to 5 acres, plenty of space for your dream home, garden, and more.
- Buy now, build later – Secure your land today, even if you’re not ready to build yet. With a land loan, you’ll be ready when the time is right.
Let’s get started! Take the first step toward making your dream home a reality.
How Our Construction Loan Process Works, Step-By-Step
Member Tip: Ask your loan officer about loan options and pre-qualification to plan your budget ahead of time.
Compare Our Construction & Land Loan Options
| Loan Type | Ideal For | Key Details | Member Benefits |
|---|---|---|---|
| Construction Loan | Building a custom home | Interest-only payments, flexible draw schedule | Control cash flow during build |
| Land Loan | Buying a lot now, build later | Competitive rates, option to convert to construction loan | Secure land with low upfront costs |
| Construction-to-Permanent | One-step financing for build + mortgage | One-time closing, fixed or adjustable rates available | Simplify financing with no second closing |
AmeriCU Mortgage Executives
Melissa Bradlinski
Mortgage Executive | Office Located in Rome
Phone: 315.356.3000 ext. 6211
Cell: 315.982.8288
NMLS #: 1594826
Katie Fairbrother
Mortgage Executive | Offices Located in Herkimer and North Utica
Phone: 315.356.3000 ext. 3433
Cell: 315.281.6781
NMLS #: 1276482
Cathy Heilman-Feltz
Mortgage Executive | Offices Located in Fort Drum, Lowville, and Watertown
Phone: 315.356.3000 ext. 6325
Cell: 315.783.9390
NMLS #: 623938
AnaMaria Lasher
Mortgage Executive | Office Located in Liverpool
Phone: 315.356.3000 ext. 6023
Cell: 315.269.6726
NMLS #: 1718893
Myles Nashton
Mortgage Executive | Offices Located in Commercial Drive and Oneida
Phone: 315.356.3000 ext. 6253
Cell: 315.762.2102
NMLS #: 623940
Erika Plumpton
Mortgage Executive | Office Located in Cicero
Phone: 315.356.3000 ext. 3346
Cell: 315.408.5365
NMLS #: 1759409
Nimer Shehadeh
Mortgage Executive | Offices Located in Armory Square, Auburn, and Cortland
Phone: 315.356.3000 ext. 6383
Cell: 315.430.6615
[email protected]
NMLS #: 753265
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
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News
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Safely destroy sensitive documents at AmeriCU’s Shred Day. On-site shredding helps protect against identity theft and keeps your information secure.
Education
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