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It’s time to experience the AmeriCONNECT difference! You’ve got options when it comes to the type of savings and checking accounts you want to open. Whatever you choose, your account comes with access to an AmeriCONNECT Visa® Debit Card, which can be instantly issued to you at the time of account opening! No need to wait days for your card to come in the mail – get your purchasing power back in the palm of your hands with little to no wait time at any AmeriCU location.
We make it easy to stay connected to the credit union no matter where you go! Connect with a real person online when you need us, and easy, mobile access to your accounts when you don’t, so wherever your life takes you, AmeriCU can make it easy to manage your money so you can manage your life.
3944 NY-281
Cortland, NY 13045
Welcome to AmeriCU!
My Name is Christiana Carruthers, Manager of AmeriCU’s Cortland Financial Center. I joined AmeriCU two years ago, and have been in the financial field since 2014. I was born and raised in Cortland County. I look forward to working with my team and helping our members.
Outside of work I have three amazing kids, and a supportive husband. In my spare time I like to play tennis, hike the trails, and attend Syracuse sporting events. I’m a new board member of Friends of the Cortland County Child Advocacy Center. I look forward to helping our members to live life, dream big , and achieve financial success!
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
As consumers continue to adapt to rising costs of living and shifting financial priorities, many are increasingly looking for ways to grow their money without sacrificing access to their funds. In response, AmeriCU Credit Union has introduced a new High-Rate Money Market Account designed to offer both competitive returns and liquidity.
AmeriCU Credit Union proudly partnered with the Syracuse Mets to launch the AmeriCU Most Improved Student Program, celebrating student growth with on‑field recognition and a memorable ballpark experience.
Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.
*Annual Percentage Yields (APYs) current as of 27th April 2026 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.