6-Month Share Certificate – 5.00% APY*

AmeriCU & Your Terms! Save more and earn more with a share certificate.

Click here for Current Rates
Debit Card

Debit Cards Issued Instantly

It’s time to experience the AmeriCONNECT difference! You’ve got options when it comes to the type of savings and checking accounts you want to open. Whatever you choose, your account comes with access to an AmeriCONNECT Visa® Debit Card, which can be instantly issued to you at the time of account opening! No need to wait days for your card to come in the mail – get your purchasing power back in the palm of your hands with little to no wait time at any AmeriCU location.

Virtual FC

Connect Wherever Life Takes You

We make it easy to stay connected to the credit union no matter where you go! Connect with a real person online when you need us, and easy, mobile access to your accounts when you don’t, so wherever your life takes you, AmeriCU can make it easy to manage your money so you can manage your life.

Cortland Financial Center

3944 NY-281

Cortland, NY 13045

Services Available

  • Coin Machine
    Coin Machine
  • ITM
  • Night Drop
    Night Drop
  • CO-OP Shared Branching
    CO-OP Shared Branching
  • New Account Opening
    New Account Opening
  • Certified Financial Counselors
    Certified Financial Counselors
Christiana Carruthers

Meet the Manager

Welcome to AmeriCU!

My Name is Christiana Carruthers, Manager of AmeriCU’s Cortland Financial Center. I joined AmeriCU two years ago, and have been in the financial field since 2014. I was born and raised in Cortland County. I look forward to working with my team and helping our members.

Outside of work I have three amazing kids, and a supportive husband. In my spare time I like to play tennis, hike the trails, and attend Syracuse sporting events. I’m a new board member of Friends of the Cortland County Child Advocacy Center. I look forward to helping our members to live life, dream big , and achieve financial success!

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

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AmeriCU Credit Union has been named one of the Best Companies to Work for in New York State for the eighth year. This recognition underscores the credit union’s commitment to fostering a positive work environment and cultivating a culture of excellence.

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*Annual Percentage Yields (APYs) current as of 01/30/24 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.