Red Alert Alert: Please ensure that you are only accessing our services through our official website:  https://www.AmeriCU.org or https://www.MyAmeriCU.org for online banking. Be cautious of websites that may appear similar to ours as phishing attempts targeting financial institutions are on the rise. Close

Business Equipment

Connect with the equipment you need to grow your business.

  • Rates as low as 4.25% APR* on new or used business equipment.
  • Loans up to $5,000,000.
  • A business lending partner who will work with you to help your business thrive!
  • Economic benefits of the New York State Excelsior Linked Deposit Program.

Connect With Our Business Lending Team!

Christopher Metot is the AVP, Lending Sales for Business Services at AmeriCU Credit Union.

Christopher Metot

AVP, Lending Sales

800.388.2000 ext. 6222

[email protected]

Benjamin Mack 1

Benjamin Mack

Senior Commercial Loan Officer

800.388.2000 ext. 3359

[email protected]

Emily Bristol

Emily Bristol

Commercial Loan Officer

800.388.2000 ext. 6336

[email protected]

Daniel Lent

Daniel Lent

Commercial Loan Officer

800.388.2000 ext. 3358

[email protected]

Mike Cook

Mike Cook

Small Business Relationship Manager | With Offices Located in Herkimer, Commercial Drive, North Utica, Rome, and Griffiss Park

800.388.2000 ext. 6287

[email protected]

Todd Stiles

Todd Stiles

Small Business Relationship Manager | With Offices Located in Fayetteville, Thompson Rd, Cicero, Armory Square, Liverpool, Onondaga Hill, Camillus, Auburn, and Cortland

315.356.3000 ext. 6249

[email protected]

Noah Hartung

Noah Hartung

Commercial Sales Administrator

800.388.2000 ext. 3349

[email protected]

Excelsior Linked Deposit Program

Excelsior Linked Deposit Program

AmeriCU participates in the Excelsior Linked Deposit Program (LDP) offered by Empire State Development. The LDP is an economic development initiative created to encourage and assist small businesses within New York. This reduced-rate financing program allows qualifying business to make investments to undertake eligible projects that will contribute to improving their productivity, performance, and competitiveness. The LDP helps strengthen small businesses by making borrowing less expensive.

Interested in LDP? Stop into one of AmeriCU’s Financial Centers to start the application process or contact us to learn more.

AmeriCONNECT Visa® Business Rewards Credit Card

Featuring great, low rates, contactless payment, and zero liability from fraud, making them the perfect card for your everyday business needs!

Business Credit Card

You may also be interested in

Feature Image

Business Deposits

Managing customers, cash flow and expenses can demand a lot of your time. That’s why AmeriCU has designed deposit account solutions with your business in mind.

Feature Image

Cash Management Services

Enjoy a seamless and personalized experience that meets the demands of your business with our online and mobile services including ACH, Automatic Bill Pay, Remote Deposit, and more.

Feature Image

Commercial Insurance

Your business is big business to us! We’re here to protect your business, work directly with you and for you, and help evaluate the risk exposures specific to your commercial investment.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

AmeriCU News

News

Apr 07, 2026

AmeriCU Introduces New High Rate Money Market Account as Consumers Prioritize Flexible Savings

As consumers continue to adapt to rising costs of living and shifting financial priorities, many are increasingly looking for ways to grow their money without sacrificing access to their funds. In response, AmeriCU Credit Union has introduced a new High-Rate Money Market Account designed to offer both competitive returns and liquidity.

Most Improved Student Program

Events

May 01, 2026

Syracuse Mets Most Improved Student Game – May 1, 2026

AmeriCU Credit Union proudly partnered with the Syracuse Mets to launch the AmeriCU Most Improved Student Program, celebrating student growth with on‑field recognition and a memorable ballpark experience.

education image

Education

Apr 10, 2026

Teaching Kids to Budget

Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.

*APR = Annual Percentage Rate. Rates and terms are determined by overall credit history and are subject to change. Loan approval based on creditworthiness. Advertised rate is for new and used business equipment purchases and includes applicable loan discounts through AmeriCU and the New York State Excelsior Linked Deposit Program. Not all borrowers will qualify. Estimated monthly payment of $22.73 per $1,000 borrowed based on 48-month term at 4.25% APR. Maximum loan amount $5,000,000. Maximum loan term 60-months. Cannot be combined with any other offer. Membership eligibility required. Equal Housing Lender. Insured by NCUA. Offer ends 03/31/2026. Learn more about the NYS Excelsior Linked Deposit Program.