When you choose a Secured Term Loan from AmeriCU, you’ll get:

  • Rates as low as 3.50% APR*.
  • An easy application process – online, in-person, or wherever your business takes you.
  • Loan amounts as high as $5 million – giving you the financial capability to acquire higher-value equipment for your business.
  • Amortizations up to 15 years – spreading the cost over an extended period can ease any potential financial burden on your business.
  • A financial decision made locally, and with your specific needs in mind!

Connect with a member of our Commercial Lending Team below for current rates or more information!

Commercial Lending Team

Christopher Metot is the AVP, Lending Sales for Business Services at AmeriCU Credit Union.

Christopher Metot

AVP, Lending Sales

800.388.2000 ext. 6222

[email protected]

Desiree Derby is the Small Business Relationship Manager for Business Services at AmeriCU Credit Union.

Desiree Derby

Small Business Relationship Manager | With Offices Located in Oneida, Fayetteville, Armory Square, Camillus, Onondaga Hill, Cortland, Auburn, Cazenovia, Cicero, Syracuse, and Liverpool

800.388.2000 ext. 6247

[email protected]

Mike Cook

Mike Cook

Small Business Relationship Manager | With Offices Located in Herkimer, Commercial Drive, North Utica, Rome, and Griffiss Park

800.388.2000 ext. 6287

[email protected]

Mike Todd

Mike Todd

Small Business Relationship Manager | With Offices Located in Watertown, Fort Drum, and Lowville

800.388.2000 ext. 6082

[email protected]

Benjamin Mack is a Commercial Loan Officer for Business Services at AmeriCU Credit Union.

Benjamin Mack

Commercial Loan Officer

800.388.2000 ext. 3359

[email protected]

Russell Rohan is a Commercial Loan Officer for Business Services at AmeriCU Credit Union.

Russell Rohan

Commercial Loan Officer

800.388.2000 ext. 6245

[email protected]

Colden George

Colden George

Commercial Sales Adminstrator

800.388.2000 ext. 3492

[email protected]

Excelsior Linked Deposit Program

Excelsior Linked Deposit Program

AmeriCU participates in the Excelsior Linked Deposit Program (LDP) offered by Empire State Development. The LDP is an economic development initiative created to encourage and assist small businesses within New York. This reduced-rate financing program allows qualifying business to make investments to undertake eligible projects that will contribute to improving their productivity, performance, and competitiveness. The LDP helps strengthen small businesses by making borrowing less expensive.

Interested in LDP? Stop into one of AmeriCU’s Financial Centers to start the application process or contact us to learn more.

AmeriCONNECT Visa® Business Rewards Credit Card

Featuring great, low rates, contactless payment, and zero liability from fraud, making them the perfect card for your everyday business needs!

Business Credit Card

You may also be interested in

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Business Deposits

Managing customers, cash flow and expenses can demand a lot of your time. That’s why AmeriCU has designed deposit account solutions with your business in mind.

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Cash Management Services

Enjoy a seamless and personalized experience that meets the demands of your business with our online and mobile services including ACH, Automatic Bill Pay, Remote Deposit, and more.

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Commercial Insurance

Your business is big business to us! We’re here to protect your business, work directly with you and for you, and help evaluate the risk exposures specific to your commercial investment.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


*APR = Annual Percentage Rate. Loan rates and terms are determined by each individual’s credit history, underwriting factors, age of collateral, and loan-to-value and are subject to change without notice

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