Red Alert Alert: Please ensure that you are only accessing our services through our official website:  https://www.AmeriCU.org or https://www.MyAmeriCU.org for online banking. Be cautious of websites that may appear similar to ours as phishing attempts targeting financial institutions are on the rise. Close

Experience the benefits of modern banking!

Whether you’re managing day-to-day expenses or planning for the future, our e-services are designed to make your life easier. Take advantage of our digital banking solutions designed to fit your lifestyle and discover how easy banking can be at AmeriCU!

Financial Calculators

Convenient Online & Mobile Banking

Access your accounts anytime with our convenient digital services tailored for your needs in one centralized platform, whether on your desktop or mobile device. Manage your finances on your terms!

You’ll find:

  • Convenience: Bank anytime, anywhere without the need to visit a physical branch.
  • Comprehensive management: View balances, transaction history, and statements all in one place.
  • Ease of use: Intuitive design makes navigation simple, even for those new to digital banking.
  • Security: Robust encryption and multi-factor authentication protect your sensitive information.
AmeriCU App

Meet the AmeriCU App

Enjoy the convenience of banking at your fingertips. The AmeriCU app offers everything you need to manage your money easily and securely. For a seamless banking experience, sign up for Online & Mobile Banking or become a member directly from your phone.

You’ll find:

  • Quick access: Log in with biometrics (fingerprint or face recognition) for instant access to your accounts.
  • Account management: Easily check balances, make transfers, and pay bills directly from your phone.
  • User-friendly interface: Designed for efficiency, making transactions faster and easier.
  • Secure transactions: Enjoy peace of mind with secure data protection and real-time alerts for account activity.

Do it all with the AmeriCU app!

Feature Image

Online + Mobile Banking

View all your accounts in one place, make payments, transfers – you know, everything you expect.

Feature Image

Virtual Financial Center

Perform nearly any Financial Center transaction, even talk with a member of our team – virtually!

Feature Image

Pay A Person

An easy way to transfer money to other people that’s quick, secure, and free.

Feature Image

My Credit Score Reporting

Our free tool lets you monitor your score daily and helps you understand the key factors affecting your score.

Feature Image

AmeriREWARDS

Rewards debit and credit cardholders can redeem points for great merch; you can even combine your points for greater purchasing power!

Feature Image

Card Management

Report your card lost or stolen; set travel notifications; reset your PIN; you can even put a temporary freeze on your card if you can’t find it.

Feature Image

Money Management

Your every transaction is automatically categorized and put into a budget to help you stay on track.

Feature Image

Alerts

Set up payment reminders, low balance notifications, transaction confirmations, even daily summaries of your usage.

Feature Image

Auto Pay

Schedule recurring internal and external transfers for bills, monthly obligations, and more.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

You may also be interested in

Feature Image

About Us

Founded in 1950 at Griffiss Air Force Base in Rome, NY, AmeriCU is a member-owned credit union, offering our members the most convenience, financial services, and value, all while continuing to provide outstanding service.

Feature Image

Locations+ ATMs

Wherever you are, you’re never far from AmeriCU! With 19 Financial Centers throughout Central and Northern New York, over 30,000 surcharge-free ATMs nationwide, and access to a nationwide Shared Branching network, we make it easy to connect. 

Feature Image

Virtual Financial Center

Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team! It’s convenient, easy, and available wherever you go.


Latest From AmeriCU

AmeriCU News

News

Apr 07, 2026

AmeriCU Introduces New High Rate Money Market Account as Consumers Prioritize Flexible Savings

As consumers continue to adapt to rising costs of living and shifting financial priorities, many are increasingly looking for ways to grow their money without sacrificing access to their funds. In response, AmeriCU Credit Union has introduced a new High-Rate Money Market Account designed to offer both competitive returns and liquidity.

events image

Events

Apr 23, 2026

AmeriCU & Student Choice College Lending Webinar

AmeriCU is teaming up with Student Choice to host a student lending webinar on Thursday, April 23 from 12 to1 p.m. This free session will focus on the different types of student loans, financing options, and helpful resources, including scholarship search tips. Whether you’re planning ahead or already tackling college costs, this session is a great opportunity to learn and get your questions answered by experts.

education image

Education

Apr 10, 2026

Teaching Kids to Budget

Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.