Red Alert AmeriCU Holiday Closure Notice: AmeriCU will be closed on Saturday, September 5th, and Monday, September 7th in observance of Labor Day. You can still access your accounts anytime through Online & Mobile Banking, Use our surcharge-free ATM Network and Interactive ATMs, and Get support by visiting americu.org and clicking “Let’s Connect” in the bottom right corner. Thank you for being a valued member! Close

Experience the benefits of modern banking!

Whether you’re managing day-to-day expenses or planning for the future, our e-services are designed to make your life easier. Take advantage of our digital banking solutions designed to fit your lifestyle and discover how easy banking can be at AmeriCU!

Financial Calculators

Convenient Online & Mobile Banking

Access your accounts anytime with our convenient digital services tailored for your needs in one centralized platform, whether on your desktop or mobile device. Manage your finances on your terms!

You’ll find:

  • Convenience: Bank anytime, anywhere without the need to visit a physical branch.
  • Comprehensive management: View balances, transaction history, and statements all in one place.
  • Ease of use: Intuitive design makes navigation simple, even for those new to digital banking.
  • Security: Robust encryption and multi-factor authentication protect your sensitive information.
AmeriCU App

Meet the AmeriCU App

Enjoy the convenience of banking at your fingertips. The AmeriCU app offers everything you need to manage your money easily and securely. For a seamless banking experience, sign up for Online & Mobile Banking or become a member directly from your phone.

You’ll find:

  • Quick access: Log in with biometrics (fingerprint or face recognition) for instant access to your accounts.
  • Account management: Easily check balances, make transfers, and pay bills directly from your phone.
  • User-friendly interface: Designed for efficiency, making transactions faster and easier.
  • Secure transactions: Enjoy peace of mind with secure data protection and real-time alerts for account activity.

Do it all with the AmeriCU app!

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Online + Mobile Banking

View all your accounts in one place, make payments, transfers – you know, everything you expect.

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Virtual Financial Center

Perform nearly any Financial Center transaction, even talk with a member of our team – virtually!

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Pay A Person

An easy way to transfer money to other people that’s quick, secure, and free.

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My Credit Score Reporting

Our free tool lets you monitor your score daily and helps you understand the key factors affecting your score.

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AmeriREWARDS

Rewards debit and credit cardholders can redeem points for great merch; you can even combine your points for greater purchasing power!

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Card Management

Report your card lost or stolen; set travel notifications; reset your PIN; you can even put a temporary freeze on your card if you can’t find it.

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Money Management

Your every transaction is automatically categorized and put into a budget to help you stay on track.

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Alerts

Set up payment reminders, low balance notifications, transaction confirmations, even daily summaries of your usage.

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Auto Pay

Schedule recurring internal and external transfers for bills, monthly obligations, and more.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

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About Us

Founded in 1950 at Griffiss Air Force Base in Rome, NY, AmeriCU is a member-owned credit union, offering our members the most convenience, financial services, and value, all while continuing to provide outstanding service.

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Locations+ ATMs

Wherever you are, you’re never far from AmeriCU! With 19 Financial Centers throughout Central and Northern New York, over 30,000 surcharge-free ATMs nationwide, and access to a nationwide Shared Branching network, we make it easy to connect. 

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Virtual Financial Center

Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team! It’s convenient, easy, and available wherever you go.


Latest From AmeriCU

AmeriCU News

News

Sep 03, 2026

American Banker Names AmeriCU Credit Union One of the Best Credit Unions to Work For in 2026

AmeriCU Credit Union has been recognized by American Banker as one of the Best Credit Unions to Work For in 2026, ranking 17th nationwide. This marks the fourth consecutive year receiving this honor and reflects AmeriCU’s dedication and commitment to building a people-first workplace.

Battle Of Plattsburgh Commemoration

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Sep 09, 2026

Battle of Plattsburgh Commemoration – Day 1

The Commemoration of the Battle of Plattsburgh is a multi-day, family-friendly festival held in Plattsburgh, NY, that brings history to life through reenactments, parades, live music, and interactive demonstrations. Attendees can experience everything from musket and cannon reenactments to historical exhibits, food vendors, and a vibrant community parade celebrating the pivotal 1814 battle.

Back To School Shopping Budgeting

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Aug 13, 2026

Creating a Budget for Back-to-School Shopping

This course teaches the fundamentals of creating and managing a budget so you can better understand your income, expenses, and spending habits. By applying these budgeting strategies to back-to-school shopping, you can maximize your money and stay on track with your financial goals.