AmeriCU Mortgage

AmeriCU Mortgages

Whether you are looking to buy your first home, buy a new home, build the home of your dreams or refinance your current home, we can help. Your home is one of biggest investments you’ll make in your life. AmeriCU is here to be your trusted advisor guide you to homeownership.

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Latest From AmeriCU

AmeriCU News

News

Jul 20, 2026

AmeriCU Credit Union Receives Approval to Expand Membership Eligibility Across New York State

AmeriCU Credit Union announced today that it has received approval from the New York State Department of Financial Services (DFS) for its application to expand its field of membership, allowing the credit union to serve individuals, families, and businesses in 27 additional counties across New York State.

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Events

Jul 25, 2026

Free Shred Day at Auburn Financial Center

Safely destroy sensitive documents at AmeriCU’s Shred Day. On-site shredding helps protect against identity theft and keeps your information secure.

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Education

Jul 09, 2026

A Guide to Student Loans and Financial Aid

Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.

*APR = Annual Percentage Rate (APR) based on $100,000 loan amount and no prepaid interest. Rates are subject to change without notice. Mortgage insurance may be required, which could increase your APR. Payments do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. (Biweekly payments also available; however, rates and terms may differ from those listed above.) Rates, terms and conditions are subject to change without notice. Consult your Mortgage Officer. The interest rate for your mortgage is set at the time you apply. You must carry property insurance. All loans subject to credit approval. For adjustable rate mortgage (ARM) loans, the APR may increase after consummation, and with each rate change, the payment will also change. For fixed rate loans, the APR will not increase for the term of the loan. Other mortgage options are available. Call 800.388.2000 for details.