⚠︎IMPORTANT FRAUD ALERT: Fraud attempts are increasing, and scammers are impersonating AmeriCU. We will never call, text, or email asking for your online banking credentials, password, PIN, account number, or verification code. If you receive a suspicious communication, stop the conversation and contact AmeriCU directly at 800-388-2000.
Whether you are looking to buy your first home, buy a new home, build the home of your dreams or refinance your current home, we can help. Your home is one of biggest investments you’ll make in your life. AmeriCU is here to be your trusted advisor guide you to homeownership.
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Impulse purchases, forgotten subscriptions, and unplanned spending can quietly derail your financial goals. Learn how to identify common budget “haunters” and keep your finances on track this fall.
Join us for a Medicare Sales Seminar featuring Medicare plan options from Excellus, Aetna, and UnitedHealthcare. Learn about coverage choices, compare benefits, ask questions, and connect with licensed representatives for personalized enrollment assistance.
Learn how homeowners can use their home equity through a Home Equity Loan or Home Equity Line of Credit (HELOC). This course explains the differences, requirements, benefits, and risks of each option to help you make informed borrowing decisions.
*APR = Annual Percentage Rate (APR) based on $100,000 loan amount and no prepaid interest. Rates are subject to change without notice. Mortgage insurance may be required, which could increase your APR. Payments do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. (Biweekly payments also available; however, rates and terms may differ from those listed above.) Rates, terms and conditions are subject to change without notice. Consult your Mortgage Officer. The interest rate for your mortgage is set at the time you apply. You must carry property insurance. All loans subject to credit approval. For adjustable rate mortgage (ARM) loans, the APR may increase after consummation, and with each rate change, the payment will also change. For fixed rate loans, the APR will not increase for the term of the loan. Other mortgage options are available. Call 800.388.2000 for details.
