Savings Accounts

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Share Savings

A safe place to let your money grow, and with just one penny, it’s where your membership with AmeriCU begins. 

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Youth Savings

Designed with our youngest members in mind to encourage them to start good savings habits at an early age. 

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Share Certificates

Our highest yield deposit option enjoys great rates, a wide variety of terms, and the freedom of investment flexibility. 

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Money Markets

High earning potential and greater flexibility, making it a great, low-risk choice for building savings. 

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Retirement Savings Accounts

Enjoy a variety of investment options to meet long, medium, or short-term retirement needs. 

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Health Savings Accounts

Enrolled in a High Deductible Health Insurance plan through your employer? You could be eligible to open an HSA. 

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Vacation Clubs

Saving with a specific goal in mind never hurts! Don’t just dream about your dream vacation, start saving up for it. 

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Holiday Clubs

Start saving early so when the time comes, you’re ready to deck the halls… and the walls… and the yard… 

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

Christiana Carruthers

News

Jul 09, 2026

AmeriCU Credit Union Appoints Small Business Relationship Manager to Support Local Businesses

AmeriCU Credit Union is pleased to announce the appointment of Christiana Carruthers as Small Business Relationship Manager, where she will focus on supporting local businesses in Cortland, Auburn, Fulton, Liverpool, Camillus and Onondaga Hill with personalized financial solutions and hands-on guidance.

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Events

Jul 18, 2026

Free Shred Day at Syracuse, Thompson Road Financial Center

Safely destroy sensitive documents at AmeriCU’s Shred Day. On-site shredding helps protect against identity theft and keeps your information secure.

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Education

Jul 09, 2026

A Guide to Student Loans and Financial Aid

Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.