AmeriCU members enjoy:

  • Great rates and often low or no fees. View current rates.
  • Competitive rates on Mortgages, Home Equity Loans & Lines of Credit, Auto Loans, and Credit Cards. View loan options.
  • A variety of interest & non-interest bearing checking accounts with Visa® Debit Card
  • Free access to Big Blue kiosks, Online & Mobile Banking, and a 24 hour Member Service Center. Learn about Member Services.

Join AmeriCU

You can become a member of AmeriCU with just $5 if:

  • You or a member of your family is on active-duty, in the reserves, or a veteran of the U.S. military, or
  • You live, work, worship, or attend school in a qualifying area in Central or Northern New York, or
  • You are an immediate family member of or live in the household of an AmeriCU member, or
  • You are employed by an AmeriCU Business Partner, Trade Group, or Association!
  • It’s quick and easy to apply!


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Current Members

If you are already a member of AmeriCU and would like to open another deposit product, apply for a loan or credit card, it is quick and easy! Login to your online banking and select “Additional Services” at the top of the page and select either “Open a Deposit Product” or “Apply for a Loan”. Click here to login now.

More from AmeriCU

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Questions? Contact Us!

Our Member Service Center is available at 800.388.2000 – 24 hours a day, 7 days a week – to help you with whatever you need. Contact us now.

Local. Since 1950.

To us, community means giving back whenever and wherever we can. It means we love where we live just as much as you do. It means your success is our success. Learn more about our community involvement.

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The Right Financial Services

AmeriCU provides you with the right financial services to live life, dream big, and achieve financial success. See all the products and services we offer!