When you join AmeriCU, you’re joining over 120,000 members who live life, dream big and achieve financial success in 9 counties in Central and Northern New York.
17 Checking & Savings Options
Whatever your goals, AmeriCU has an account for you! Our checking and savings accounts are federally insured by NCUA.
Your membership with AmeriCU begins with a Share Savings Account! With a minimum deposit of just $5, You’ll be rewarded with dividends, compounded and paid monthly, when you maintain a daily balance of $50 or more. Or, choose to save with our Money Market Accounts, Holiday & Vacation Clubs or Youth Savings Accounts for members under 18.
Whether you need free checking, an account that earns dividends, or even a fresh start, AmeriCU has the right checking options to fit your needs! Most AmeriCU checking accounts feature FREE Direct Deposit, a NO-fee VISA® check/debit card and ATM access (hundreds of FREE ATMs!), FREE online + mobile banking (with BillPay, PayPeople person-to-person payments and more), NO per-check fees, check safekeeping, optional Member Privilege overdraft protection, and Money Management, our FREE online personal financial management tool. Learn more or open an account today!
Every day, AmeriCU helps over 120,000 people achieve financial success. If you (or a relative or household member) live, work, worship, or attend school in Central or Northern New York, we can help you, too! Find out how you can qualify for membership and join today!
19 Convenient Locations
With 19 locations and a top of the line online and mobile banking options, you’re never far from AmeriCU. Click here to find the location closest to you and stop in today!
Over 500+ Fee Free ATMs for Members
AmeriCU members enjoy the convenience of a network of over 500 fee-free ATMs! In addition to traditional ATMs, AmeriCU also has BIG BLUE kiosks where members can perform most routine banking transactions 24/7. If you have never tried an AmeriCU kiosk, you’ll be impressed by what BIG BLUE can do for YOU – access your accounts; pay your mortgage, loans, and/or credit cards (with or without your VISA check/debit card); transfer funds between shares; stop payments on checks; print official checks; make withdrawals; make deposits (will accept both checks and cash); deposit multiple bills at a time (up to 50); change your address information; print mini-statements; and pre-set your preferences for language, receipts and cash withdrawals!
9 Counties in Central and Northern New York
AmeriCU is where you are. Whether you’re in Herkimer, Oneida, Madison, Lewis, Jefferson, Oswego, Onondaga, Cayuga, or Cortland county, AmeriCU is your local credit union. Call our Member Service Center at 1.800.388.2000, visit your local financial center, or open an account online and join today to get started living your life, dreaming big, and achieving financial success!