Red Alert Please note: AmeriCU's Offices and Financial Centers will be closed Monday, October 14 in observance of Columbus Day. You can still access your accounts through Online + Mobile Banking, Surcharge-Free ATMs, and AmeriCU's Interactive ATMs. Close

loan sale

Loan Sale! Get an Extra 1.25% Off!*

For a limited time, get a great rate on a new or used auto, motorcycle, and recreational vehicle loan plus an additional 1.25% off* your loan when combined with automatic payments from an AmeriCU Checking account. Apply now and get an extra 1.25% before time runs out!

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Traditional Auto Loan

Let AmeriCU put you in the driver seat with a great rate and a smooth ride from application to closing.

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Lease-Like Auto Loan

Our PaySaver Auto Loan offers payments that are considerably lower than conventional financing, but unlike a lease, you own the vehicle and have all of the flexibility and benefits of vehicle ownership!

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Motorcycle Loans

Enjoy the ride with AmeriCU! Let us help finance the bike of your dreams, so you can focus on the open road.

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Refinancing An Auto Loan

Could you stand to save a little extra each month on your auto loan? Consider refinancing your vehicle with us to a lower rate!

PaySaver Auto Loan

Connect with an Auto Loan from AmeriCU:

Motorcycle Loans from AmeriCU

Connect with a Motorcycle Loan from AmeriCU:

  • Minimum loan amounts of $5,000
  • Terms up to 84 months based on credit score, amount financed, and model year
  • Eligible for GAP Protection


View Disclosures and Current Rates
Auto Loan Pre-Approval

Get Pre-Approved

AmeriCU may be able to pre-approve you for your next vehicle, meaning you’ll be prepared to finance before you ever step into a dealership.

Auto Loan Resource Center

Not sure where to start? At AmeriCU, we are here to help you with every step of the auto buying process! Take advantage of our helpful tips, and there are some helpful calculators below to help you determine how much car you can afford, the value of your current ride, and more You can even take our short auto loans course to learn about financing options, fixed and variable interest rates, and monthly payment calculations.

Like we said, we’ll take care of the paperwork, and you worry about the test drive. AmeriCU representatives make the auto loan process as smooth as your next ride! From application to closing, in-person or over-the-phone, we’ve got you covered.

And have you considered an extended warranty? You should research extended warranties beyond the initial warranty offered by the manufacturer or car dealer to see if one fits your needs and budget. It may be beneficial to you in the long-run to have coverage.

Once you’re settled with your financing in hand, you’re set to head to the dealership and get your new set of keys! We hope you enjoy your new ride, and we’re glad that you chose AmeriCU to be part of this exciting experience. Be sure to keep us in mind for your next vehicle purchase or refinancing opportunity.

GAP Insurance

GAP Insurance

A vehicle’s value often declines much faster than a loan or lease balance. The difference between this value and the balance is the GAP.

GAP Benefits:

  • Gives you peace of mind by avoiding financial uncertainty after a traumatic loss
  • Allows for a “clean slate” when financing your next purchase
  • Protects your investment
  • The cost can be added to your loan

You may also be interested in

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Auto Insurance

Are you properly protected in the event your vehicle is stolen, damaged in an accident or cause injury to the rider, passenger or another person?

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Checking + Debit

AmeriCU offers a suite of checking products designed with your needs in mind, complete with an instantly issued debit card for immediate use.

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Debt Protection

Life, Terminal illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent, Disability, or Involuntary Unemployment Claim? We are here to help!

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

Jenny F

News

Oct 01, 2024

AmeriCU Credit Union focuses on digital-first approach with a personalized touch to financial services by adding a new digital manager position

In an exciting move to support a digital-first approach with a personalized touch to financial services, AmeriCU Credit Union is excited to announce the appointment of Jenny Fox as the new Digital Marketing Manager.

Liverpool Financial Center's Let's Connect Day

Events

Nov 01, 2024

Liverpool Financial Center’s Let’s Connect Day

AmeriCU members and the community are encouraged to visit the credit union’s Liverpool Financial Center to learn about all the different services AmeriCU provides, all in one place! Meet with the right teammates and get the answers you need.

Buying a Home

Education

Sep 18, 2024

Buying a Home

Congratulations! You’ve decided to purchase a home. Now it’s time to prepare yourself to make the right decisions by learning about the process, the people who can assist you, and the associated costs.

*APR = Annual Percentage Rate. Loan rates and terms are current as of 3 September 2024 and determined by each individual’s credit history, underwriting factors, age of collateral, and loan-to-value and are subject to change without notice. Applications subject to credit approval. Cannot be combined with any other offers. Automatic payment from an AmeriCU checking account is required.  Existing AmeriCU loans are eligible for refinance with minimum $1,000 cash out / disbursement. 1.25% off rate discount valid on new and used vehicle, motorcycle, ATV, UTV, Jet ski, Dirt bike, Snowmobile, Residential Equipment, RV, and Boats, and is available for a limited time. Programs, rates, terms and conditions subject to change without notice. Offer expires October 31, 2024.