The Credit Union Difference
As a credit union, AmeriCU is a not-for-profit financial institution owned by the people who bank with us – people like you – but we’re so much more than a bank! When you join AmeriCU, we offer you:
- Better rates, with lower (or no) fees. Check out our rates.
- Convenient loan options for every occasion.
- Easy account access so you can connect wherever you are.
- Savings and checking products designed for your financial future.
- Real connections – available 24/7 when you need us.
AmeriCU connects you with…
The right people
Get personalized guidance, financial wellness, counseling, and more. Our certified counselors and advisors can assist you with anything from budgeting to setting long-term goals, helping you navigate financial hardships, invest for the future, and insure what matters most to you.
The right products and services
Whether you’re looking for a checking or savings account, want to invest in your future with an IRA, need a great rate on a mortgage or home equity loan, or any of our other great products and services – you’ve come to the right place.
The right technologies
With great technology comes great possibility! AmeriCU is transforming to combine more self-serve technology with our traditional full-service options, with an emphasis on enhanced services and a more streamlined banking experience.
Checking + Debit
Savings + Certificates
Personal Loans
Mortgage + Home Equities
Business Banking
Retirement + Financial Planning
Insurance + Medicare Agents
Certified Financial Counselors
Easy Ways to Access
Places to Bank
Interactive ATMs
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Insurance Services Now Offers Pet Insurance
AmeriCU Insurance Services is now offering pet insurance coverage as a new way to help manage the rising cost of veterinary care. This new offer provides access to insurance coverage options designed to help protect both pets and their owners’ budgets. Policyholders also receive access to unlimited 24/7 live veterinary chat support for guidance whenever questions or concerns arise.
Events
Potsdam Summer Fest – Day 1
Potsdam Summer Fest 2026 is a three-day community festival hosted by the Potsdam Chamber of Commerce that transforms Downtown Potsdam into a hub of live music, food, vendors, and family-friendly activities. Thousands of residents and visitors gather to enjoy local performers, artisan and craft vendors, food trucks and eateries, children’s entertainment, community showcases, and special downtown promotions.
Education
Teaching Kids to Budget
Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.