The Credit Union Difference
As a credit union, AmeriCU is a not-for-profit financial institution owned by the people who bank with us – people like you – but we’re so much more than a bank! When you join AmeriCU, we offer you:
- Better rates, with lower (or no) fees. Check out our rates.
- Convenient loan options for every occasion.
- Easy account access so you can connect wherever you are.
- Savings and checking products designed for your financial future.
- Real connections – available 24/7 when you need us.
AmeriCU connects you with…
The right people
Get personalized guidance, financial wellness, counseling, and more. Our certified counselors and advisors can assist you with anything from budgeting to setting long-term goals, helping you navigate financial hardships, invest for the future, and insure what matters most to you.
The right products and services
Whether you’re looking for a checking or savings account, want to invest in your future with an IRA, need a great rate on a mortgage or home equity loan, or any of our other great products and services – you’ve come to the right place.
The right technologies
With great technology comes great possibility! AmeriCU is transforming to combine more self-serve technology with our traditional full-service options, with an emphasis on enhanced services and a more streamlined banking experience.
Checking + Debit
Savings + Certificates
Personal Loans
Mortgage + Home Equities
Business Banking
Retirement + Financial Planning
Insurance + Medicare Agents
Certified Financial Counselors
Easy Ways to Access
Places to Bank
Interactive ATMs
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
American Banker Names AmeriCU Credit Union One of the Best Credit Unions to Work For in 2026
AmeriCU Credit Union has been recognized by American Banker as one of the Best Credit Unions to Work For in 2026, ranking 17th nationwide. This marks the fourth consecutive year receiving this honor and reflects AmeriCU’s dedication and commitment to building a people-first workplace.
Events
Battle of Plattsburgh Commemoration – Day 2
The Commemoration of the Battle of Plattsburgh is a multi-day, family-friendly festival held in Plattsburgh, NY, that brings history to life through reenactments, parades, live music, and interactive demonstrations. Attendees can experience everything from musket and cannon reenactments to historical exhibits, food vendors, and a vibrant community parade celebrating the pivotal 1814 battle.
Education
Creating a Budget for Back-to-School Shopping
This course teaches the fundamentals of creating and managing a budget so you can better understand your income, expenses, and spending habits. By applying these budgeting strategies to back-to-school shopping, you can maximize your money and stay on track with your financial goals.