AmeriCU Holiday Closure Notice: AmeriCU will be closed on Wednesday, November 11th in observance of Veterans Day. You can still access your accounts anytime through Online & Mobile Banking, Use our surcharge-free ATM Network and Interactive ATMs, and get support by visiting americu.org and clicking “Let’s Connect” in the bottom right corner. Thank you for being a valued member!
Tools, guidance, and solutions to help you manage costs, reduce stress, and focus on what matters most.
Get started by clicking “Let’s Connect” in the lower right-hand corner and requesting Skip-A-Payment on your loan.
For smaller, short-term borrowing needs, explore Quick Cash as an alternative to a personal loan.
Make larger purchases now and potentially pay zero interest for the first 12 months.**
If you can pay your balance in full before the introductory period ends, every dollar you pay goes toward your purchase, not interest.
Great for:
Sometimes the best solution isn’t another loan. That’s why AmeriCU offers access to Certified Financial Counselors who can help you create a plan and build confidence in your finances.
We Can Help With:
Small steps can make a big difference.
Explore our savings challenge, budgeting worksheets, calculators, and practical tips designed to help you build healthier financial habits year-round.
No two financial situations are exactly alike. Whether you need short-term relief, long-term guidance, or help creating a plan, our team is here to help.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
*Skip a loan payment is available to members who have a loan in good standing with the credit union. Members may skip up to two non-consecutive loan payments in a one-year period, no more than four times for the life of their loan. Loans excluded from skip a payment are line of credit loans, mortgage and home equity loans, credit cards, business loans, paysaver loans, share secured loans. The fee for skipping a loan payment is $25 per occurrence.
AmeriCONNECT Visa® Signature Rewards Credit Card
**0% Introductory APR is valid on purchases, cash advances, and balance transfers made within the first 12-months of card opening. Offer is not valid on existing cards or balance transfers made from existing AmeriCU credit cards or loans. When the introductory period expires, APR will revert back to the Standard APR. Standard APR may vary and is based on adding a margin to the Prime Rate. Standard APR will not exceed 17.99% APR. A 3% balance transfer fee will be applied to any balance transfers made within the first 60 days of account opening. The APR range for purchases and balance transfers following the introductory period is 14.90%-17.99%. Rates are determined by creditworthiness and other factors at time of application. The Prime Rate Index used to determine your APR is the rate published in The Wall Street Journal quarterly (January, April, July, and October) and changes are effective as of the first date of your next billing cycle. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge) is 1% of transaction amount. Cash Advance Fee is $10.00 or 3% of the amount of each cash advance, whichever is greater. 20,000 Bonus Reward Points applied when $1,000 is spent in the first 90-days.
See full terms and disclosures.
AmeriCONNECT Visa® Rewards Credit Card
***0% Introductory APR is valid on purchases, cash advances, and balance transfers made within the first 12-months of card opening. Offer is not valid on existing cards or balance transfers made from existing AmeriCU credit cards or loans. When the introductory period expires, APR will revert back to the Standard APR. Standard APR may vary and is based on adding a margin to the Prime Rate. Standard APR will not exceed 17.99% APR. A 3% balance transfer fee will be applied to any balance transfers made within the first 60 days of account opening. The APR range for purchases and balance transfers following the introductory period is 16.90%-17.99%. Rates are determined by creditworthiness and other factors at time of application. The Prime Rate Index used to determine your APR is the rate published in The Wall Street Journal quarterly (January, April, July, and October) and changes are effective as of the first date of your next billing cycle. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge) is 1% of transaction amount. Cash Advance Fee is $10.00 or 3% of the amount of each cash advance, whichever is greater. 10,000 Bonus Reward Points applied when $500 is spent in the first 90-days.
