A Lower Payment Alternative to Traditional Financing
Our lower-payment alternative allows you to own the vehicle for 4 to 6 years while enjoying all the flexibility and benefits of ownership. Plus, we’ll guarantee your vehicle’s value during the loan process, so you’ll know how much it’s worth once your terms are up.
If you still have the vehicle at the end of the term, you can keep it and refinance the loan, buy the vehicle outright, or simply walk away – you’ll have a guaranteed buyer!
PaySaver Auto Loan
- New and pre-owned vehicles up to five years old qualify
- Flexible loan terms of up to 72 months
- No down payment required
- Annual mileage options up to 18,000 available
- No security deposit or acquisition fees
- No early payoff penalty
- Since the title is in YOUR name you have more options prior to loan maturity and at loan maturity. Including the ability to turn your vehicle in and walk away at the end of the loan term.
- Refinance your current vehicle loan to reduce your monthly payments with the PaySaver Auto Loan program.
- Enables you to easily upgrade and/or change your vehicle every couple of years!
- Click here for current rates and disclosures.
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Auto Loans
From traditional auto loans to lease-like alternatives, AmeriCU can connect you with the right financing options so you can connect the rubber to the road. Our online application makes it quick and easy to apply.
Debt Protection
Life, Terminal illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent, Disability, or Involuntary Unemployment Claim? We are here to help!
Auto Insurance
AmeriCU Insurance Services can cover pretty much anything you ride – your car, truck, trailer, SUV, motorcycle, snowmobile, boat, RV, or ATV. Make sure you’re properly protected in the event they are stolen, damaged in an accident or cause injury to the rider, passenger, or another person.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
What Does AmeriCU’s Field of Membership Expansion Mean for Members?
AmeriCU’s recent Field of Membership expansion into 27 additional New York counties creates new opportunities to increase convenience, access, and community investment for current and future members. The growth supports continued investments in technology, security, member services, and local partnerships while maintaining AmeriCU’s commitment to personalized service and financial success.
Events
Rome Art and Community Center’s Monday Night Concert Series
The Alliance Classical Players, a professional chamber ensemble of the Rome Community Concert Band, Inc., presents a special performance as part of the Rome Art and Community Center’s Monday Night Concert Series. Marking two decades of artistic excellence in the Mohawk Valley, this 20th-anniversary milestone event features free, high-quality classical music presented by professional musicians in a welcoming community setting.
Education
Creating a Budget for Back-to-School Shopping
This course teaches the fundamentals of creating and managing a budget so you can better understand your income, expenses, and spending habits. By applying these budgeting strategies to back-to-school shopping, you can maximize your money and stay on track with your financial goals.