Cannabis Lending

Why Choose AmeriCU for Cannabis Lending?

AmeriCU Credit Union offers cannabis business owners more than just financing. We provide the tools, knowledge, and personalized support you need to achieve your business goals in this fast-growing and heavily regulated industry.

1. Industry Expertise & Personalized Support
Our Specialty Banking Team understand the regulatory and operational challenges you face and are here to guide you every step of the way.

Experienced Lenders: We know cannabis—our team is well-versed in the industry’s unique needs, so we can offer you the best financial solutions.

Personalized Service: We don’t just process your loan—we work with you to understand your business and offer tailored options to help you succeed.

2. Tailored Loan Options
No two cannabis businesses are the same, which is why we offer customized loan products designed to fit your specific needs. Whether you need short-term working capital, long-term equipment financing, or real estate funding, we have a solution that works for your unique situation.

3. Competitive Rates & Flexible Terms
We offer competitive interest rates and flexible terms based on your business’s financial profile. At AmeriCU, we understand the importance of managing your cash flow, which is why we work to offer affordable terms that won’t stretch your resources.

Rates: Competitive interest rates based on your business profile and credit history.

Terms: Flexible repayment terms that suit your business’s needs, whether short- or long-term.

4. Legal Compliance & Risk Management
The cannabis industry is heavily regulated, and it’s critical to have a lender who understands the legal landscape. AmeriCU ensures that all loans and financial products comply with federal and state regulations, helping you manage risk while growing your business.

5. NCUA Insured & Equal Housing Lender
As a federally insured institution, AmeriCU provides the security and peace of mind that your investments and financial solutions are protected. We are also an Equal Housing Lender, committed to fair and transparent lending practices.

How to Get Started with Cannabis Lending at AmeriCU

It’s easy to get started on your journey to secure cannabis business financing. Here’s how:

Step 1: Become an AmeriCU Member
You’ll need an AmeriCU cannabis deposit account in good standing for at least 90 days to qualify for cannabis lending products. If you’re not yet a member, getting started is quick and easy.

Step 2: Provide Business Financials
In order to proceed with your application, we’ll need to review your business financials. This includes your profit and loss statement, balance sheet, tax returns, and other relevant financial documents.

Step 3: Consult with Our Specialty Banking Team
Schedule a consultation with one of our Specialty Banking Experts. We’ll walk you through your options and help you select the loan or credit line that best suits your goals.