AmeriCONNECT Credit Cards

Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, zero liability from fraud, the global access and acceptance of Visa®, and some pretty great benefits.

Right now, let AmeriCU connect you with a new AmeriCONNECT Visa Rewards Credit Card and a 0% Introductory APR for 12 Months*. After the introductory period, the rate will be 17.99% APR.

Qualifying members will even be eligible for our new AmeriREWARDS Program where you’ll earn points for every $1 spent using your AmeriCONNECT Visa Rewards Card!  You can use those points on a variety of great reward options, including cash back! Learn about AmeriREWARDS.

 

 

AmeriCONNECT Visa Signature Rewards Credit Card

AmeriCONNECT Visa® Signature Rewards Credit Card

AmeriCONNECT Visa Rewards Credit Card

AmeriCONNECT Visa® Rewards Credit Card

AmeriCONNECT Visa Traditional

AmeriCONNECT Visa® Credit Card

AmeriCONNECT Visa Secured Credit Card

AmeriCONNECT Visa® Secured Credit Card

MORE REWARDING THAN EVER.

AmeriCONNECT Visa Rewards Credit cardholders can earn points when they spend, and can use those points toward gift cards, cash back, fuel redemption, and more.

AmeriREWARDS

Other AmeriCONNECT Benefits

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Contactless Payment

Tap, pay, and be on your way! Contactless cards offer a faster, touch-free way to pay, connecting you with even greater security when checking out at the register.

 

 

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Guest Pay

Make a one-time credit card payment right from AmeriCU’s homepage on your desktop or mobile without a login.

 

 

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Card Management Features

Turn your card on or off, report it lost or stolen, set up travel notifications, file a dispute, and more!

 

 

Digital Wallet

Add your AmeriCONNECT Visa to your Digital Wallet!

Try adding your AmeriCONNECT Visa Credit Card to your favorite digital wallet! Your digital wallet, like Apple Pay, Google Pay, or Samsung Pay, securely contains your card information so you can make purchases online, in-store, or anywhere in between.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

You may also be interested in

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Checking Accounts

At AmeriCU, we believe in connecting you with the right solutions to achieve your goals. That’s why we’ve launched AmeriCONNECT, a suite of checking products designed with your needs in mind.

 

 

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Personal Loans

A great choice for filling the financial gap, personal loans can be used for a variety of purposes to help you achieve your goals.

 

 

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Home Equity Loans + Lines

A great way to leverage the equity you’ve built in your home so you can turn around and make new memories.

 

 


Latest From AmeriCU

AmeriCU News

News

Feb 13, 2024

AmeriCU Credit Union teams up with the Comets Hockey Team to bring family-friendly fun to the community

Join AmeriCU on Friday, February 23 at the Comets Hockey Game for an evening of family-friendly fun. This event will bring together fans, players, and the community for an evening filled with excitement and hockey.

Utica Comets Game Night

Events

Feb 23, 2024

AmeriCU Game Night at Utica Comets

AmeriCU is excited to be the presenting sponsor for this home game. Make sure you stop by the AmeriCU table to say hi and receive a fun giveaway. 

Debt Consolidation

Education

Jan 24, 2024

Debt Consolidation

If you have multiple loans or too much credit card debt, debt consolidation can help you manage your payments, help you save money over time, and possibly lower your interest rates. Debt consolidation can offer great benefits, but it can also come with risks.

*APR = Annual Percentage Rate. Rates and terms are accurate as of [current_date], and are subject to change without notice. Rates are determined by creditworthiness and other factors at the time of application. Credit limits based on ability to repay. Credit Cards are not eligible for MemberPlus Relationship Pricing.

**0% Introductory APR is valid on purchases made within the first 12-months and balance transfers made within the first 60-days of card opening. Offer is not valid on existing cards or balance transfers made from existing AmeriCU credit cards or loans. When the introductory period expires, APR will revert back to the Standard APR. Standard APR may vary and is based on adding a margin to the Prime Rate. Standard APR will not exceed 17.99% APR. A 3% balance transfer fee will be applied to any balance transfers made within the first 60 days of account opening. The APR range for purchases and balance transfers following the introductory period is 16.40%-17.99%. Rates are determined by creditworthiness and other factors at time of application. The Prime Rate Index used to determine your APR is the rate published in The Wall Street Journal quarterly (January, April, July, and October) and changes are effective as of the first date of your next billing cycle. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge) is 1% of transaction amount. Cash Advance Fee is $10.00 or 3% of the amount of each cash advance, whichever is greater. 20,000 Bonus Reward Points applied when $1,000 is spent in the first 90-days.

See full terms and disclosures.

***0% Introductory APR is valid on purchases made within the first 12-months and balance transfers made within the first 60-days of card opening. Offer is not valid on existing cards or balance transfers made from existing AmeriCU credit cards or loans. When the introductory period expires, APR will revert back to the Standard APR. Standard APR may vary and is based on adding a margin to the Prime Rate. Standard APR will not exceed 17.99% APR. A 3% balance transfer fee will be applied to any balance transfers made within the first 60 days of account opening. The APR for purchases and balance transfers following the introductory period is 17.99%. Rates are determined by creditworthiness and other factors at time of application. The Prime Rate Index used to determine your APR is the rate published in The Wall Street Journal quarterly (January, April, July, and October) and changes are effective as of the first date of your next billing cycle. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge) is 1% of transaction amount. Cash Advance Fee is $10.00 or 3% of the amount of each cash advance, whichever is greater. 10,000 Bonus Reward Points applied when $500 is spent in the first 90-days.

See full terms and disclosures.

****1.99%-4.99% Introductory APR is based on credit score and is valid on purchases made within the first 6-months and balance transfers made within the first 60-days of card opening. Offer is not valid on existing cards or balance transfers made from existing AmeriCU credit cards or loans. When introductory period expires, APR will revert back to the Standard APR. Standard APR may vary and is based on adding a margin to the Prime Rate. Standard APR will not exceed 17.99% APR. The APR range for purchases and balance transfers following the introductory period is 13.40%-17.99%. Rates are determined by creditworthiness and other factors at time of application. The Prime Rate Index used to determine your APR is the rate published in The Wall Street Journal quarterly (January, April, July, and October) and changes are effective as of the first date of your next billing cycle. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge)is 1% of transaction amount. Cash Advance Fee $10.00 or 3% of the amount of each cash advance, whichever is greater.

See full terms and disclosures.

*****Rates are determined by creditworthiness and other factors at time of application. The Annual Percentage Rate (APR) for purchases and balance transfers is 15.90%. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge) is 1% of transaction amount. Cash Advance Fee $10.00 or 3% of the amount of each cash advance, whichever is greater.

See full terms and disclosures.