AmeriCONNECT Credit Cards
Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, zero liability from fraud, the global access and acceptance of Visa®, and some pretty great benefits.
Right now, let AmeriCU connect you with a new AmeriCONNECT Visa Rewards Credit Card and a 0% Introductory APR for 12 Months*. After the introductory period, the rate will be 17.99% APR.
Qualifying members will even be eligible for our new AmeriREWARDS Program where you’ll earn points for every $1 spent using your AmeriCONNECT Visa Rewards Card! You can use those points on a variety of great reward options, including cash back! Learn about AmeriREWARDS.
AmeriCONNECT Visa® Signature Rewards Credit Card
- 0% Intro APR for 12 months on all purchases made within the first 12 months.
- 0% Intro APR for 12 months on balance transfer made within the first 60 days.
- 16.40% -17.99% Variable APR**
- Earn 1.5 reward points per dollar.
- Earn 2x points on gas and groceries!
- Earn 20,000 bonus reward points when you spend $1,000 in the first 90 days.**
- Credit lines from $5,000-$50,000
- View AmeriCONNECT Visa Application & Solicitation Disclosure
- View AmeriCONNECT Visa Agreement
AmeriCONNECT Visa® Rewards Credit Card
- 0% Intro APR for 12 months on all purchases made within the first 12 months.
- 0% Intro APR for 12 months on balance transfer made within the first 60 days.
- 17.99% Variable APR***
- Earn 1 reward point per dollar!
- Earn 10,000 bonus reward points when you spend $500 in the first 90 days.***
- Credit lines from $500-$4,999.99
- View AmeriCONNECT Visa Application & Solicitation Disclosure
- View AmeriCONNECT Visa Agreement
AmeriCONNECT Visa® Credit Card
- 1.99%-4.99% Intro APR for 6 months on all purchases made within the first 6 months.
- 1.99%-4.99% Intro APR for 6 months on balance transfers made within the first 60 days.
- 13.40% -17.99% Variable APR****
- Credit lines from $500-$30,000
- View AmeriCONNECT Visa Application & Solicitation Disclosure
- View AmeriCONNECT Visa Agreement
AmeriCONNECT Visa® Secured Credit Card
- Credit lines from $500-$5,000 (the credit limit equals the balance in your Secured Share)
- Features a non-variable 15.90% APR on purchases*****
- Great for beginning or rebuilding credit.
- View AmeriCONNECT Visa Application & Solicitation Disclosure
- View AmeriCONNECT Visa Agreement
Other AmeriCONNECT Benefits
Contactless Payment
Tap, pay, and be on your way! Contactless cards offer a faster, touch-free way to pay, connecting you with even greater security when checking out at the register.
Guest Pay
Make a one-time credit card payment right from AmeriCU’s homepage on your desktop or mobile without a login.
Card Management Features
Turn your card on or off, report it lost or stolen, set up travel notifications, file a dispute, and more!
Add your AmeriCONNECT Visa to your Digital Wallet!
The holiday shopping season is upon us. As you’re checking items off your list, don’t forget to add your AmeriCONNECT Visa Credit Card to your favorite digital wallet! Your digital wallet, like Apple Pay, Google Pay, or Samsung Pay, securely contains your card information so you can make purchases online, in-store, or anywhere in between.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
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Personal Loans
A great choice for filling the financial gap, personal loans can be used for a variety of purposes to help you achieve your goals.
Home Equity Loans + Lines
A great way to leverage the equity you’ve built in your home so you can turn around and make new memories.
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Education
Why You Should Pay More Than the Minimum Balance on Your Credit Card
Credit cards also allow you to pay off your balance over time while still using your card. In other words, you can take on short-term debt, which isn’t necessarily a bad thing if you’re able to pay that debt off.
*APR = Annual Percentage Rate. Rates and terms are accurate as of [current_date], and are subject to change without notice. Rates are determined by creditworthiness and other factors at the time of application. Credit limits based on ability to repay. Credit Cards are not eligible for MemberPlus Relationship Pricing.
**0% Introductory APR is valid on purchases made within the first 12-months and balance transfers made within the first 60-days of card opening. Offer is not valid on existing cards or balance transfers made from existing AmeriCU credit cards or loans. When the introductory period expires, APR will revert back to the Standard APR. Standard APR may vary and is based on adding a margin to the Prime Rate. Standard APR will not exceed 17.99% APR. A 3% balance transfer fee will be applied to any balance transfers made within the first 60 days of account opening. The APR range for purchases and balance transfers following the introductory period is 16.40%-17.99%. Rates are determined by creditworthiness and other factors at time of application. The Prime Rate Index used to determine your APR is the rate published in The Wall Street Journal quarterly (January, April, July, and October) and changes are effective as of the first date of your next billing cycle. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge) is 1% of transaction amount. Cash Advance Fee is $10.00 or 3% of the amount of each cash advance, whichever is greater. 20,000 Bonus Reward Points applied when $1,000 is spent in the first 90-days.
See full terms and disclosures.
***0% Introductory APR is valid on purchases made within the first 12-months and balance transfers made within the first 60-days of card opening. Offer is not valid on existing cards or balance transfers made from existing AmeriCU credit cards or loans. When the introductory period expires, APR will revert back to the Standard APR. Standard APR may vary and is based on adding a margin to the Prime Rate. Standard APR will not exceed 17.99% APR. A 3% balance transfer fee will be applied to any balance transfers made within the first 60 days of account opening. The APR for purchases and balance transfers following the introductory period is 17.99%. Rates are determined by creditworthiness and other factors at time of application. The Prime Rate Index used to determine your APR is the rate published in The Wall Street Journal quarterly (January, April, July, and October) and changes are effective as of the first date of your next billing cycle. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge) is 1% of transaction amount. Cash Advance Fee is $10.00 or 3% of the amount of each cash advance, whichever is greater. 10,000 Bonus Reward Points applied when $500 is spent in the first 90-days.
See full terms and disclosures.
****1.99%-4.99% Introductory APR is based on credit score and is valid on purchases made within the first 6-months and balance transfers made within the first 60-days of card opening. Offer is not valid on existing cards or balance transfers made from existing AmeriCU credit cards or loans. When introductory period expires, APR will revert back to the Standard APR. Standard APR may vary and is based on adding a margin to the Prime Rate. Standard APR will not exceed 17.99% APR. The APR range for purchases and balance transfers following the introductory period is 13.40%-17.99%. Rates are determined by creditworthiness and other factors at time of application. The Prime Rate Index used to determine your APR is the rate published in The Wall Street Journal quarterly (January, April, July, and October) and changes are effective as of the first date of your next billing cycle. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge)is 1% of transaction amount. Cash Advance Fee $10.00 or 3% of the amount of each cash advance, whichever is greater.
See full terms and disclosures.
*****Rates are determined by creditworthiness and other factors at time of application. The Annual Percentage Rate (APR) for purchases and balance transfers is 15.90%. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge) is 1% of transaction amount. Cash Advance Fee $10.00 or 3% of the amount of each cash advance, whichever is greater.
See full terms and disclosures.