Red Alert Please note: AmeriCU is dedicated to supporting those affected by the recent storms in Central New York. If you need assistance, please chat wtih a live virtual representative by clicking 'let's connect' at the bottom right of this page, visiting your nearest Financial Center, or calling 800.388.2000. Close

9 Month Share Certificate

AmeriCU & Your Terms

6-Month Share Certificate – 5.00% APY*
Connect with low-risk earning potential! Time is money – let’s make the most of the next six months. You’ll be surprised how much you’re able to save in so little time.

View Disclosures and Rates Current Rates


Real Connections Matter

At AmeriCU, we believe today more than ever, real connections matter. Whether it’s connecting you with the right people to help you succeed, solutions to achieve your goals, or new technology to make banking even easier, AmeriCU has everything you need to connect you where you are with where you want to be.

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Connect Wherever Life Takes You

Our Virtual Financial Center with Live Video Assistance will connect you with a real AmeriCU representative who can help you:

Join the credit union; apply for a mortgage, loan, or credit card; open a new checking or savings account; and more.

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AmeriCONNECT Visa Credit Cards

Connect with more features, more benefits, and even greater rewards! Right now, open an AmeriCONNECT Visa Credit Card and we’ll connect you with the lowest intro rate possible for the first twelve months.

Plus, qualifying members will earn reward points for every dollar spent!  

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About AmeriCU

As a credit union, AmeriCU is a not-for-profit financial institution owned by our members. Serving 24 counties in New York and beyond, AmeriCU provides you with all the products and services you need – often with low or no fees, and better rates.

The organization has been serving the local community for over 70 years and, in that time, has grown to more than 160,000 members, and 20 financial centers.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

AmeriCU News


Jul 19, 2024

AmeriCU Credit Union introduces emergency relief loan options for individuals and businesses affected by the storm

AmeriCU Credit Union is committed to supporting our community in times of need.

Cicero Financial Center's Let's Connect Day


Aug 02, 2024

Cicero Financial Center’s Let’s Connect Day

AmeriCU members and the community are encouraged to visit the credit union’s Cicero Financial Center to learn about all the different services AmeriCU provides, all in one place! Meet with the right teammates and get the answers you need.

401(k) Plans


Jul 24, 2024

401(k) Plans

Saving money for retirement is one of the major financial milestones that everyone should carefully plan for in their lifetime.

*Annual Percentage Yields (APYs) current as of 01/30/24 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.