Shared Branching: Your Credit Union, Everywhere You Go

Shared Branching: Your Credit Union, Everywhere You Go

Banking shouldn’t stop when you’re away from home – and with Shared Branching, it doesn’t have to.
Thanks to a nationwide network of participating credit unions, you can walk into any Shared Branch location and handle your finances just like you would at your local AmeriCU branch. Whether you need to:

  • Make deposits or withdrawals
  • Transfer funds between accounts
  • Cash checks
  • Or simply check your balance
  • You’re covered, coast to coast.

    ATM Network

    Nationwide ATM Network

    Wherever you are, you’re never far from AmeriCU! With 20 Financial Center locations throughout Central and Northern New York, over 30,000 surcharge-free ATMs nationwide, and access to a nationwide Shared Branching network, we make it easy to connect.

    ID Check Solutions

    ID Check Solutions

    We take your security seriously. To make Shared Branching even more secure, AmeriCU along with all other Shared Branching Credit Unions, are introducing a new ID proofing measure for in-person visits to Shared Branch locations. This new fraud prevention measure allows us to make certain it is YOU trying to access your account, not an imposter.

    If you’re using an out-of-state ID to bank at one of our Shared Branching locations, a Teller will authenticate your account access using a QR code and one-time passcode. Then, you’ll be banking in no time!

    Here’s How It Works

    Here’s How It Works

    1. Scan the QR code located in the branch or visit verify.coop.org.
    2. Choose your credit union from the dropdown list.
    3. Enter your member number and the last four digits of your SSN.
    4. Upload a photo of your ID.
    5. Take a selfie to confirm your identity.
    6. Receive a one-time passcode (valid for 20 minutes) and show it to the teller.

    Pro Tip: Save your validation for an even faster experience next time!

    With Shared Branching and ID Check Solutions, AmeriCU is making it easier and safer than ever to manage your money from virtually anywhere.

    Let's Connect

    Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

    Latest From AmeriCU

    news image

    News

    May 13, 2025

    AmeriCU Credit Union Announces Artists for 2025 Salute to the Troops Tribute Concert at Fort Drum’s Mountainfest

    AmeriCU is proud to announce Nate Smith as the headliner for the 13th Salute to the Troops Tribute Concert, with special guest Priscilla Block.

    LetsConnectDay Lowville

    Events

    Jun 06, 2025

    Lowville Financial Center’s Let’s Connect Day

    AmeriCU members and the community are encouraged to visit the credit union’s Lowville Financial Center to learn about all the different services AmeriCU provides, all in one place! Meet with the right teammates and get the answers you need.

    Healthy Financial Habits

    Education

    Apr 14, 2025

    Healthy Financial Habits

    If you ever feel overwhelmed by your financial situation, you’re not alone. In fact, nearly half of all Americans live paycheck to paycheck—struggling to pay their bills or save for the future.