Please note: Please note that the lobbies at our Peru, Keeseville, AuSable Forks, and Wilmington Financial Centers are currently closed. Transactions can still be completed through our drive-thrus, ITMs, Online & Mobile Banking, or by clicking "Let's Connect" in the lower-right corner for assistance. Thank you.
Whether you’re saving for a short-term goal, or you just want to make sure the savings you do have is earning you the most interest while you save it, an AmeriCU Share Certificate is a safe and secure way to grow your savings, and with terms that fit your schedule, your money is never far when you need it.
Get 4.00% APY* on 3, 6, 12, and 18‑month share certificates, giving you the freedom to choose a term that truly fits your financial plans. It’s a good way to take advantage of a great rate without having to compromise on timing or convenience.
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Want to lock in your money for longer? Earn more while you save over the next year and a half with this special – for a limited time only!
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Our Share Certificates offer some of our highest yield deposit options, you’ll earn more when you save more.
With a variety of terms and rates available, Share Certificates offer you several options to invest your savings how you see fit.
Since you can’t access your funds until the maturity date, you’ll avoid the temptation to withdraw early.
High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.
Enjoy a variety of investment options to meet long, medium, or short-term retirement needs with an Retirement Savings Account, more commonly known as an Individual Retirement Arrangement, or IRA. AmeriCU offers both Traditional and Roth IRAs as well as Coverdell Education Savings Accounts.
If growing funds is your goal, investing may be the right path for you. Let AmeriCU Investments’ Financial Professionals work with you to plan for life’s biggest moments and the goals you have for your financial future.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
AmeriCU Credit Union announced today that it has received approval from the New York State Department of Financial Services (DFS) for its application to expand its field of membership, allowing the credit union to serve individuals, families, and businesses in 27 additional counties across New York State.
The Keeseville Summer Music Festival is a free community concert series held every Friday evening from 6:00–8:00 PM throughout July and August at Riverside Park in Keeseville. The festival features a lineup of local and regional bands performing live music in a scenic outdoor setting, creating an enjoyable experience for residents and visitors of all ages.
Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.
*Annual Percentage Yields (APYs) current as of 28th July 2026 and are subject to change without notice. Minimum balance of $50 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.
**Annual Percentage Yields (APYs) current as of 28th July 2026 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Cannot be combined with any other offer. Membership eligibility is required. Insured by NCUA. At the end of term this will auto-renew to a 12-month share certificate at the prevailing rate.
