Business Share Certificates
6 Month Term – 4.00% APY*
24 Month Term – 4.50% APY*
*Annual Percentage Yields (APYs) current as of February 15, 2023 and are subject to change. Minimum balance of $1,000 required. Penalty for early withdrawal.
Business Deposits
Business Deposit Accounts at AmeriCU
Managing customers, cash flow and expenses can demand a lot of your time. That’s why AmeriCU has designed deposit account solutions with your business in mind. From value-driven checking to a variety of high-performance, interest-bearing checking, savings, money market accounts, and share certificates, we have the right tools to manage your business your way.
Select Business Savings
- Interest bearing savings
- $0.01 minimum opening deposit
Select Business Tiered Money Market
The liquidity you need with tiered rates – so the more you save, the more you earn.
- Interest bearing
- Tiered rates
- Access to your fund when you need it
Select Business Freedom Checking
A great checking option for any size business.
- Interest bearing checking
- No minimum balance
- No monthly maintenance fee
Select Business Value Checking
Earn better rates when you have higher balances.
- Interest bearing checking
- Maintain a $1,000 minimum balance to avoid a $15 monthly maintenance fee.
Select Business Premier Checking
Our best option for businesses that maintain high checking account balances.
- Interest bearing checking
- Maintain a $5,000 minimum balance to avoid a $25 monthly maintenance fee
AmeriCU Select Business Accounts
To open a Business Deposit Account, visit your local AmeriCU Financial Center and bring all the necessary documents for the account type you’re opening. To open a business deposit account, visit your local AmeriCU Financial Center and bring your business entity documents.
Protect Yourself
Fraud Alerts
AmeriCU is here to help keep you safe by contacting you through a text or a phone call when there is a suspicious debit card transaction. You can immediately take action by texting a provided command word, or interacting with the automated system on the phone.
Keeping us updated with the most up to date contact information helps us protect you. We are here to assist you so you receive the best defense when you need it.
Notify Us When You Travel
Before you go, let us know! Contact us by logging in to online banking or by phone at 800.388.2000 and let us know where and when you will be traveling. This will help ensure that your card is not flagged for unusual activity.
Sign Up for Transaction Alerts
AmeriCU Transaction Alerts allow you to monitor your account activity with real-time notifications via text message or email. Set up automated notifications about your account, including alerts for:
- Low balance
- Loan payment due
- Withdrawals
- Daily summaries
- and more!
Payments Made Simple
Bill Pay
Pay bills from your checking account to virtually any payee you choose – credit cards, loans, or vendors. You can also schedule future or recurring payments. Log in to Online Banking or sign in to the AmeriCU app now and give it a try!
AmeriCU VISA® Business Debit Card
The AmeriCU VISA® Business Debit Card is an indispensable tool to purchase business supplies, pay bills, manage cash accounts, entertain customers – do whatever takes money to conduct your business – with ease and convenience. With your AmeriCU VISA® Business Debit Card, you can access funds directly from your business checking or savings account – even from your AmeriCU Business Lines of Credit, should you choose. You can:
- Withdraw cash, check balances, and transfer funds between accounts instantly.
- Instantly track where your business’ money is spent.
- Access cash from your checking account at millions of ATM locations.
- Make purchases at millions of retailers. And it’s just as easy for online and telephone purchases.
- Your AmeriCU VISA® Business Debit Card is 100% fee-free! There’s no application fee, no annual fee, no maintenance fee, and you can use your card up to 12 times per day with no fees!
- Enroll in VISA® SavingsEdge, a program that earns you discounts at many places where you may already conduct business. It’s easy and costs you nothing to join. Once enrolled, use your card to make qualifying purchases at participating merchants. You can even download the app to see who participates, and check out deals when you’re on the go.