Business Lending

Business Loans, Lines of Credit, Credit Cards & Real Estate

When it comes to managing your business, you need a financial partner who will sit down and discuss solutions to help your business thrive. AmeriCU’s Commercial Loan Officers will help guide your business’s credit strategy. Whether you are consolidating high interest loans, expanding inventory, purchasing a delivery vehicle, protecting your checking account, refinancing property, purchasing an apartment complex, or expanding or relocating your business, AmeriCU is here to help.

AmeriCU’s Commercial Lenders will help guide you through the mortgage or lending process. And, our community focus and local decision making is complemented by competitive rates, flexible terms, exceptional service, and quick approvals.

AmeriCU is approved to offer SBA loan products.

Meet the commercial lending team.

Lending Solutions for All Your Business Needs

Applying is easy! Just contact a Commercial Loan Officer, visit your local AmeriCU Financial Center, or download an application, fill it out, and return it to AmeriCU.

VISA® Business Credit Cards

  • No annual fee
  • Credit lines as high as $50,000
  • Competitive rates
  • Business Rewards
  • One card per employee, per account at no charge
  • Set cash withdrawal and purchase limits

Apply for a business credit card.

Commercial Vehicle Loans

  • No application fees
  • No annual fees
  • No maintenance fees
  • Loan amounts as high as $50,000
  • Loan to value up to 120%
  • Terms up to 7 years
  • Financing for cars, pickups, vans, and SUVs (no fleet vehicles)

Contact us for current rates and more information.

Apply for a commercial vehicle loan.

Unsecured Term Loan

  • No application fees, no annual fees, and no maintenance fees
  • Loan amounts as high as $50,000
  • Start-up Businesses may qualify for up to $50,000
  • Terms up to 7 years

Contact us for current rates and more information.

Apply for a loan

Overdraft Line of Credit

  • No application fees and no annual fees
  • Credit lines as high as $10,000
  • Simply link to your business checking account
  • Automatic advances to cover overdrafts

Contact us for current rates and more information.

Apply for a line of credit.

Commercial Working Capital Lines of Credit

  • Great for short-term working capital needs
  • Credit lines as high as $1 Million
  • Interest-only payments

Contact us for current rates and more information.

Apply for a line of credit.

Real Estate Mortgage

  • Owner and Non-Owner Occupied
  • Loan amounts as high as $10 Million
  • Amortizations up to 25 years
  • Loan-to-Value as high as 85%
  • Participation Loan Opportunities

Contact us for current rates and more information.

Apply for a real estate mortgage.

Construction and Development Real Estate

  • One loan closing
  • Loan amounts as high as $10 Million
  • Draw periods up to 24 months
  • Permanent Loan Amortizations up to 25 years
  • Loan-to-Value as high as 80%
  • Participation Loan Opportunities

Contact us for current rates and more information.

Apply for a loan.

Term Loans

  • Loan amounts as high as $1 million
  • Amortizations up to 15 years

Contact us for current rates and more information.

Apply for a term loan.

Commercial Lending Team


John Arnold

AVP, Lending Sales

Phone: 800.388.2000 ext. 6239

Photo of Brett Levitt

Brett Levitt

Commercial Loan Officer

Phone: 800.388.2000 ext. 6274

Photo of Christopher Metot

Christopher Metot

Senior Commercial Loan Officer

Phone: 800.388.2000 ext. 6222

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Your employees face important financial decisions every day. Give them the tools they need to be prepared! Learn more about financial wellness.

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