AmeriCU Investments | Investments | AmeriCU Capital Management

AmeriCU Investments

AmeriCU Investments provides retirement planning and financial advising services through LPL Financial (LPL), a registered investment advisor and broker-dealer.

Whether you’re just starting to save and invest or nearing retirement, professional advice from our financial professionals can help you plan and pursue your financial goals.

Financial Planning
AmeriCU Investments offers a full range of financial planning services to help you plan, save, invest for retirement, and to leave a financial legacy. Click here for more information.

Schedule a Consultation
Request a no-cost, no-obligation consultation with an AmeriCU Investments Financial Professional by clicking here.



Is a fixed annuity right for you?

With interest rates hovering at historic lows, investors seeking security might think you have to settle for less. But with a fixed annuity, you could get similar benefits and potentially higher rates!


Fixed annuities are long-term investment vehicles designed for retirement purposes. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply.

Why Work with AmeriCU Investments Financial Professionals

We study your basic information carefully and then prepare recommendations based on your financial foundation and the goals you are trying to reach.

  1. You don’t need a lot of money. Retirement planning isn’t just for the wealthy. We work with members of all ages, income levels and life stages.
  2. We work together. We’ll conduct a comprehensive analysis of your income, expenses and investments and answer the question, “Will I have enough money to…?”
  3. We plan for the big picture. While specific goals are important, your plan considers all the angles. It spans from insurance and investments all the way to your financial legacy.
  4. You’re an active partner. We believe in clarity and transparency. We’ll help you understand everything involved with your money and how your plan aligns with your specific needs and priorities.
  5. Our commitment is ongoing. Creating your plan is just the beginning.

Breaking down the Barriers to Financial Independence

At AmeriCU Investments, we’re committed to breaking down the barriers to financial freedom.

We turn uncertainty into access. Our services are available to every member, regardless of income level, age or stage in life.

We turn complexity into simplicity. We strive to present clear, simple strategies.

We turn fear into confidence. We help members overcome common fears of investing with ways to preserve their financial futures.

800.352.9699 to schedule a no-cost, no-obligation consultation now to get started.

Check the background of this firm on FINRA’s BrokerCheck

Investment Webinars

Understanding Your Rollover Options

Understanding Your Rollover Options

6:00 PM on 6/7/23 via ZOOM

You’ll get a clear understanding of the different options available to you when you leave an employer and have an employer-based retirement savings plan account balance to consider, including:

  • Four major options for retirement plan balances when changing jobs
  • Pros and cons of each option
  • How a Rollover works
  • And more

Reserve your virtual seat NOW (Link to registration)

Rethinking Diversification

Rethinking Diversification

6:00 PM on 6/17/23 via ZOOM

You’ll find out more how retirement savers are facing new challenges, and the new ways to manage investment risk. You’ll learn the answers to your investment questions, including:

  • What is traditional portfolio diversification?
  • How has the investment landscape changes?
  • How can you achieve your goals with the least amount of risk?
  • How can new annuity options help you rethink diversification?

Reserve your virtual seat NOW (Link to registration)

There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risk including possible loss of principal.

Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Variable annuities are subject to market risk and may lose value.

Wealth Management Team

Headshot of Raymond Acosta

Raymond Acosta

Financial Advisor, LPL Financial

Phone: 315.356.3000 ext. 3294

Meet Ray

Photo of Sean Ryan

Sean Ryan

Financial Advisor, LPL Financial

Phone: 315.356.3000 ext. 6072

Meet Sean

headshot of Steven Horyl

Steven Horyl

Financial Advisor, LPL Financial

Phone: 315.356.3000 ext. 6040

Meet Steven

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).  Insurance products are offered through LPL or its licensed affiliates. AmeriCU Credit Union and AmeriCU Investments are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using AmeriCU Investments, and may also be employees of AmeriCU Credit Union.  These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, AmeriCU Credit Union or AmeriCU Investments.  Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit or scan the QR code below for more detailed information.


The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.