Loans

Lending at AmeriCU

Our low rates and low fees aren’t the only reason thousands of people choose to borrow from AmeriCU every year. We make credit decisions locally, and our experienced staff is dedicated to working with you to do whatever we can to help you find the right loan with the right terms to meet your needs. Many of our loan decisions are made within an hour of application! We’re a member-owned credit union so we put our members first – and it shows in everything we do.

Mortgages

Mortgages

Trust the experts at AmeriCU. Whether you’re buying your first home or a new home, building the home of your dreams or refinancing, we have a program to fit your needs. Learn more about AmeriCU mortgages.

Home Equity Loans + Lines

Home Equity Loans + Lines

Get the money you need by leveraging the equity in your home with a home equity loan or line of credit. Great rates and minimal or no closing costs. Learn more about AmeriCU home equity loans and lines.

Credit Cards

Credit Cards

Use your AmeriCU Visa® Credit Cards for everything you buy and enjoy lower rates, no annual fee, and great benefits. With an AmeriCU Credit Card, you’ve made a smart choice. Learn more about credit cards at AmeriCU.

Auto Loans

Auto Loans

We offer a variety of rate and term options on auto loans, with quick, easy turnaround either online or at one of our many locations. Learn more about AmeriCU auto loans.

Recreational Vehicle

Recreational Vehicle

If you’re looking for a fun new toy, AmeriCU’s recreational vehicle loan options can help you. We offer a variety of rate and term options, with quick, easy turnaround either online or at one of our many locations. Learn more about AmeriCU recreational vehicle loans.

Personal Loans

Personal Loans

AmeriCU’s personal loan options offer a variety of rate and term options, both secured & unsecured, with quick, easy turnaround either online or at one of our many locations. Learn more about AmeriCU personal loans.

Student Loans

Student Loans

If you need a way to fill the gap between the cost of college attendance and any Federal loans or scholarships you’ve received, AmeriCU’s private student loans are a great choice. Learn more about AmeriCU student loans.

Loan Workout

Loan Workout

Struggling with debt, need help budgeting or looking for more financial education, AmeriCU can help. We have many ways to help our members even in the most challenging circumstances. Learn about your loan workout options.

More from AmeriCU

Local. Since 1950.

To us, community means giving back whenever and wherever we can. It means we love where we live just as much as you do. It means your success is our success. Learn more about our community involvement.

Photo of hanging AmeriCU building sign

Convenient

With convenient locations, Online & Mobile Banking, a 24/7 Member Service Center & over 500 fee-free ATMs (for members), AmeriCU makes it easy to do your banking how & when you want. Plus, our friendly local staff is always here to help you. Find a location.

Business Lending

When it comes to managing your business, you need a financial partner eager to sit down and discuss the solutions that will help your business thrive. AmeriCU’s Commercial Loan Officers will help guide your business’s credit strategy with our wide range of commercial lending products. Whether you’re consolidating high interest loans, expanding inventory, purchasing a delivery vehicle, protecting your checking account, refinancing property, purchasing an apartment complex, or expanding/relocating your business, AmeriCU is here to help. Learn more about business lending.