Routing Number: 221375802
No matter what your goals are, AmeriCU provides you with the right financial services to live life, dream big, and achieve financial success. Whether you’re saving for a rainy day, a new home, your child’s future, a dream vacation, holiday gifts, or anything else – AmeriCU has the savings options you need. Our friendly, local staff is here to help you get started saving today! Find an AmeriCU location or apply online!
Saving for your future – whether for a planned purchase or an unexpected expense – our Share Savings is a safe place to let your money grow. And it’s where your membership with AmeriCU begins.
We support our youngest members and encourage them to start good savings habits at an early age.
Need great rates, flexibility and higher earning potential? Choose AmeriCU’s Money Market. Featuring:
Money Market Accounts are deposit accounts that pay interest based on current interest rates in the money market. These are a great, low-risk choice for building your emergency fund or storing extra cash. They offer better interest rates than personal savings accounts and are more liquid than certificates of deposit (CDs) or share certificates.
Enjoy great rates, a wide variety of terms, and the freedom of investment flexibility with AmeriCU Share Certificates, our highest yield deposit option. Whatever your savings needs, AmeriCU has a Share Certificate for you.
Share Certificates are a savings certificate with a fixed term and interest rate, and can be issued for any amount (above the minimum deposit required). Access to the funds is restricted until the maturity date is reached.
Enjoy a variety of investment options to meet long, medium or short-term retirement needs with an AmeriCU IRA. Benefits include:
IRAs are one of the best savings tools available today. More people than ever before are now eligible to take advantage of the incredible tax advantages available through IRAs. Special federal tax laws mean that, generally, earnings within Traditional IRAs are not taxed until they are distributed. Earnings within Roth IRA and Coverdell Education Savings Accounts generally are not subject to federal taxes. Even better, Traditional IRA contributions are tax-deductible for many people! Over time, these special tax features can result in significantly more savings than typical savings accounts.
Savings account available to qualified members (anyone enrolled in a High Deductible Health Insurance plan).
A great savings option for you when you have a specific goal. Our holiday and vacation savings shares are very popular!
You’ll need:
Most Accounts feature: Online & Mobile Banking, Direct Deposit, fee-free ATM access for members, eStatements & Account Alerts.
AmeriCU provides financial education and wellness to our members of all ages. In 2018, AmeriCU dedicated hundreds of hours conducting youth education classes for our local schools and colleges, and seminars in our communities. Learn more about AmeriCU’s financial education.
Make an appointment with an AmeriCU Member Relationship Advisor to open an account, apply for a loan or a credit card, service your account, or simply get your questions answered! Click here to schedule your appointment.
