We Love Our Members Perks

Have you taken advantage of all AmeriCU has to offer? 

As an AmeriCU member, you can take advantage of some pretty great perks available to you – like our TurboTax* discount, AmeriREWARDS program, loan discounts, rate enhancements, and more!

Open a Share Certificate Today

Save more – with less! 

We’ve lowered the minimum deposit amount on our share certificates from $1,000 to $500, making it even easier for you to start your savings journey – with less! Right now, our 6 Month Share Certificate offers 5.00% APY*, earning you more in a shorter amount of time.

Annual Membership Meeting

AmeriCU Credit Union’s 74th Annual Membership Meeting

This year’s annual meeting will be held as a hybrid (in-person and virtual) event on Monday, March 11, 2024. By attending the annual meeting, members will have the opportunity to exercise their rights as owners of the credit union. AmeriCU President and CEO Ronald Belle, and Nick Fabrizio, Chairman of AmeriCU’s Board of Directors, will be providing a review of the credit union’s financial performance and successes in 2023, highlighting the many achievements we made throughout the year. We will also announce the recipients of the 2024 AmeriCU Credit Union Scholarships.  

Chief Leadership Team expansion

AmeriCU Credit Union expands chief leadership team

AmeriCU Credit Union proudly announces the addition of three accomplished professionals to its Chief Leadership Team. Demonstrating a commitment to a culture of leadership development, AmeriCU promoted two internal candidates Jason Lewin as Chief Information Officer and Stephanie McGuire as Chief Lending Officer. Joining the credit union’s team is Steve Ramirez as Chief Marketing Officer.

Financial Hardship Support

Financial Tip – Meaningful connections designed for financial success

Experiencing financial hardship? AmeriCU’s certified financial counselors are available to help get or keep you on track! We can work together to review your expenses and your budget to help set you up for financial success. Or, are you worried about upcoming loan payments that seem out of grasp? Our Loan Workout and Recovery Team is here to help you before things take a turn! We’ll make a plan and try to help you avoid any potential late payments, late fees, or any negative impacts to your credit score.

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In Our Community

AmeriCU values the importance of giving back to the communities where we live and work, it is part of who we are.



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News, Events, and Education

Take a look at some exciting things happening at AmeriCU and in our local community!



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Each year at our Annual Meeting, the membership of the credit union votes for members who will serve as Directors on our seven member, all-volunteer Board of Directors.


Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

AmeriCU News


Feb 13, 2024

AmeriCU Credit Union teams up with the Comets Hockey Team to bring family-friendly fun to the community

Join AmeriCU on Friday, February 23 at the Comets Hockey Game for an evening of family-friendly fun. This event will bring together fans, players, and the community for an evening filled with excitement and hockey.

Utica Comets Game Night


Feb 23, 2024

AmeriCU Game Night at Utica Comets

AmeriCU is excited to be the presenting sponsor for this home game. Make sure you stop by the AmeriCU table to say hi and receive a fun giveaway. 

Debt Consolidation


Jan 24, 2024

Debt Consolidation

If you have multiple loans or too much credit card debt, debt consolidation can help you manage your payments, help you save money over time, and possibly lower your interest rates. Debt consolidation can offer great benefits, but it can also come with risks.

*Limited time offer for TurboTax 2023. Savings are on TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties’ trademarks or service marks are the property of their respective owners.

**Annual Percentage Yields (APYs) current as of 01/30/24 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.