Real Connections Matter | AmeriCU Credit Union | Easy to apply!

Real Connections Matter

At AmeriCU, we believe today more than ever, real connections matter. Whether it’s connecting you with the right people to help you succeed, solutions to achieve your goals, or new technology to make banking even easier, AmeriCU has everything you need to connect you where you are with where you want to be. In person, online, or anywhere in between, we’re here to create meaningful connections that make you feel like you belong.



Let’s Connect You With…

The Right People

The Right People

Get personalized guidance, financial wellness, counseling, and more. Our certified counselors and advisors can assist you with anything from budgeting to setting long-term goals, helping you navigate financial hardships, invest for the future, and insure what matters most to you. Let’s connect you with:

Certified Financial Counselors

Investment Advisors

Insurance Agents

Business Team

The Right Products & Services

The Right Products & Services

Whether you’re looking for a checking or savings account, want to invest in your future with an IRA, need a great rate on a mortgage or home equity loan, or any of our other great products and services – you’ve come to the right place. Let’s connect you with:

Checking & Savings

Credit Cards


Business Services

The Right Technologies

The Right Technologies

With great technology comes great possibility! AmeriCU is transforming to combine more self-serve technology with our traditional full-service options, with an emphasis on enhanced services and a more streamlined banking experience. Let’s connect you with:

Easy Access

Interactive Technology

Live Chat

Places to Bank

AmeriCU & You

AmeriCU & Pat

“Marriage? Check. New home? Bought. Baby on the way? You bet! As I was checking all of life’s boxes, I realized it was time to set my future son or daughter up for a successful financial future. Those baby days come and go so quickly that I knew it was time to set up a meeting with my financial advisor, Ray, at AmeriCU. Ray has been there for me from the beginning and has helped me create savings goals and learn more about investment opportunities to make sure I’m getting the best return on my investments. I’m so grateful for him and AmeriCU - they connected me with the right people and the right tools to make my goals, and my baby’s future, a reality."

AmeriCU & Shauna

“AmeriCU is not a bank, it’s a credit union. But really, it’s much more than that! They’re not only helping me pay for brunch out with the girls, but they’re also helping me finance my future! They’re in my community, and everywhere I need them to be when I’m on the road, whether they’re in my pocket, at the gas station, or a shared branch. They’re constantly protecting my money and making sure it’s available to me where I need it, when I need it. Plus, my relationship advisor, Rich, knows me by name! You can’t get that sort of connection anywhere else! That’s why it’s not just a bank, it’s AmeriCU!”

AmeriCU & Nick

“AmeriCU gets. me. The other day I stopped in to connect with my relationship advisor, Molly. She couldn’t wait to tell me about the great rates available on a new sled for the season. I couldn’t believe she knew me that well! Now, you could say it’s because I’m wearing my ‘got snow?’ t-shirt. Or the fact that she saw my trailer double parked out front with the braap braap sticker on the back. To me, it’s more than that! Molly knew to think of me. Because of her, AmeriCU connected me with the recreation loan I needed so I can hit the trails and send it. That's somewhere between the right financial connections and the perfect winter conditions!”

AmeriCU & Rachel

“Let’s talk about mortgages: biggest investment in your life? Probably, but also the most exciting! It helps that my AmeriCU mortgage executive, Cathy, made everything so easy. She knew that owning a home was a goal of mine and after convincing me to take advantage of the low-rate environment, helped me find the house of my dreams! It was nice to have Cathy with me throughout the entire process and she let me know where we were each step of the way. Having that personal guide and local expert helped me take the steps I needed to become a homeowner, and I’m so grateful that I chose AmeriCU for the journey!”

More from AmeriCU

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Convenient Locations

With 19 financial centers, Online & Mobile Banking, a 24/7 Member Service Center & access to over 30,000 surcharge-free ATMs, and 5,000 shared branches nationwide through the CO-OP Network, AmeriCU makes it easy to bank when you want, how you want, wherever you are!

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Joining is Easy

Not a member yet? Join today! You’re eligible for membership if you live, work, worship, or attend school in Central or Northern New York. Apply online and get started today!

Connect with Us

Questions about getting started? Connect with us today through live chat, phone, email, or stop in to one of our 19 convenient locations.