Personal

For every day. For every thing.

Discover why thousands of people make the switch to AmeriCU every year! Whether you’re looking for a checking or savings account, want to invest in your future with an IRA, need a great rate on a mortgage or home equity loan, or any of our other great products and services – you’ve come to the right place. AmeriCU is here to provide you the right financial services to live life, dream big and achieve financial success. You can join AmeriCU today if you live, work, worship, or attend school in Central or Northern New York. It’s that easy!

JOIN TODAY!

Savings

Savings

Whatever your savings goals, AmeriCU has an account for you. Learn more about savings at AmeriCU.

Checking

Checking

Whether you need free checking, an account that earns dividends, or even a fresh start, AmeriCU has the right checking options to fit your needs! Learn more about checking at AmeriCU.

Loans

Loans

Auto loans, personal loans, student loans and more! Learn more about loans at AmeriCU.

Credit Cards

Credit Cards

Use your AmeriCU Visa® Credit Cards for everything you buy and enjoy lower rates, no annual fee, and great benefits. With an AmeriCU Credit Card, you can know you’ve made a smart choice. Learn more about credit cards at AmeriCU.

Mortgages

Mortgages

We have the right mortgage for you whether you’re a first time home buyer, purchasing a new home, or are wondering how much you can afford. Learn more about mortgages at AmeriCU.

Home Equity Loans + Lines

Home Equity Loans + Lines

AmeriCU offers you two ways to leverage the equity you’ve built up in your home. Our home equity loans and home equity lines of credit both offer great rates and minimal or no closing costs. Learn more about home equity lending at AmeriCU.

Member Services

Member Services

AmeriCU provides you with all the tools you need to conveniently manage your accounts from home or on the go! Learn more about member services at AmeriCU.

MemberPlus

MemberPlus

Use the power of your AmeriCU relationship to enjoy better rates and other benefits. A strong financial relationship can keep earning you extra benefits! Learn more about MemberPlus.

More from AmeriCU

Local. Since 1950.

To us, community means giving back whenever and wherever we can. It means your success is our success. It means we love where we live just as much as you do! Learn more about our community involvement.

Photo of hanging AmeriCU building sign

Convenient

With convenient locations, online & mobile banking, a 24/7 Member Service Center & over 500 fee-free ATMs (for members), AmeriCU makes it easy to do your banking how & when you want. Plus, our friendly local staff is always here to help you. Find an AmeriCU location.

Middle-aged woman at home connected on smartphone and laptop

Joining is Easy

Not a member yet? Join today! You’re eligible for membership if you live, work, worship, or attend school in Central or Northern New York. Apply online and get started!