Lost or Stolen Card?
Report it by calling 800.449.7728, using the AmeriCU Cards App, or through Online Banking. If you have other questions about your AmeriCU Credit Card, contact Card Services at 866.820.5799.
Credit Cards
AmeriCONNECT Visa Credit Cards
All AmeriCONNECT Visa® Credit Cards feature great, low rates, contactless payment, and zero liability from fraud, making them the perfect card for every purchase.
All AmeriCONNECT Cards Feature:
- Transaction Alerts
- Card management features
- EMV Chip Technology for greater security
- Zero liability from fraud
- Online & mobile account access. Log in to online banking.
- Easy ways to pay – including Automatic Payments
Your AmeriCONNECT Credit Card Options:
AmeriCONNECT Visa Signature Rewards
- 0% Intro APR for 12 months on all purchases.
- 0% Intro APR for 12 months on balance transfer made within the first 60 days.
- 15.40% -17.99% Variable APR**
- Earn 1.5 reward points per dollar and 2x points on gas and groceries!
- 20,000 bonus reward points when you spend $1,000 in the first 90-days.**
- Learn more about AmeriREWARDS
- Credit lines from $5,000-$50,000
- View AmeriCONNECT Visa Signature Rewards Application & Solicitation Disclosure
- View AmeriCONNECT Visa Signature Rewards Agreement
- Apply for your AmeriCONNECT Visa Credit Card
AmeriCONNECT Visa Rewards
- 0% Intro APR for 12 months on purchases and on balance transfers made within the first 60-days.
- 17.40% -17.99% Variable APR***
- Earn 1 reward point per dollar!
- Earn 10,000 bonus reward points when you spend $500 in the first 90-days!***
- Learn more about AmeriREWARDS
- Credit lines from $500-$30,000
- View AmeriCONNECT Visa Rewards Application & Solicitation Disclosure
- View AmeriCONNECT Visa Rewards Agreement
- Apply for your AmeriCONNECT Visa Credit Card
AmeriCONNECT Visa
- 1.99%-4.99% Intro APR for 6 months on purchases and on balance transfers made within the first 60-days
- 12.40% -17.99% Variable APR****
- Credit Lines from $500-$30,000
- View AmeriCONNECT Visa Application & Solicitation Disclosure
- View AmeriCONNECT Visa Agreement
- Apply for your AmeriCONNECT Visa Credit Card
AmeriCONNECT Visa Secured
- Credit lines from $500 to $5,000 (the credit limit equals the balance in your Secured Share)
- Features a non-variable 15.90% APR on purchases*****
- Great for beginning credit
- Build or rebuild your credit with a card linked to your savings
- View AmeriCONNECT Visa Secured Application & Solicitation Disclosure
- View AmeriCONNECT Visa Secured Agreement
- Call 800.388.2000 or visit your local Financial Center to open a Secured Visa® today. Find a financial center.
More from AmeriCU
Balance Transfers
Move your balances to your AmeriCU Credit Card. Log in to Online Banking or call 866.820.3867 to start saving!
Traveling? Let us know!
If you plan to use your AmeriCU Credit Card while traveling, let us know by logging into Online Banking and filling out the Travel Notification Form, call 800.388.2000, or stop by one of our Financial Centers.
*APR = Annual Percentage Rate. Rates and terms are accurate as of 31st March 2023, and are subject to change without notice. Rates are determined by creditworthiness and other factors at the time of application. Credit limits based on ability to repay. Credit Cards are not eligible for MemberPlus Relationship Pricing.
**0% Introductory APR is valid on purchases made within the first 12-months and balance transfers made within the first 60-days of card opening. Offer is not valid on existing cards or balance transfers made from existing AmeriCU credit cards or loans. When the introductory period expires, APR will revert back to the Standard APR. Standard APR may vary and is based on adding a margin to the Prime Rate. Standard APR will not exceed 17.99% APR. A 3% balance transfer fee will be applied to any balance transfers made within the first 60 days of account opening. The APR range for purchases and balance transfers following the introductory period is 15.40%-17.99%. Rates are determined by creditworthiness and other factors at time of application. The Prime Rate Index used to determine your APR is the rate published in The Wall Street Journal quarterly (January, April, July, and October) and changes are effective as of the first date of your next billing cycle. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge) is 1% of transaction amount. Cash Advance Fee is $10.00 or 3% of the amount of each cash advance, whichever is greater. 20,000 Bonus Reward Points applied when $1,000 is spent in the first 90-days.
See full terms and disclosures.
***0% Introductory APR is valid on purchases made within the first 12-months and balance transfers made within the first 60-days of card opening. Offer is not valid on existing cards or balance transfers made from existing AmeriCU credit cards or loans. When the introductory period expires, APR will revert back to the Standard APR. Standard APR may vary and is based on adding a margin to the Prime Rate. Standard APR will not exceed 17.99% APR. A 3% balance transfer fee will be applied to any balance transfers made within the first 60 days of account opening. The APR range for purchases and balance transfers following the introductory period is 17.40%-17.99%. Rates are determined by creditworthiness and other factors at time of application. The Prime Rate Index used to determine your APR is the rate published in The Wall Street Journal quarterly (January, April, July, and October) and changes are effective as of the first date of your next billing cycle. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge) is 1% of transaction amount. Cash Advance Fee is $10.00 or 3% of the amount of each cash advance, whichever is greater. 10,000 Bonus Reward Points applied when $500 is spent in the first 90-days.
See full terms and disclosures.
****1.99%-4.99% Introductory APR is based on credit score and is valid on purchases made within the first 6-months and balance transfers made within the first 60-days of card opening. Offer is not valid on existing cards or balance transfers made from existing AmeriCU credit cards or loans. When introductory period expires, APR will revert back to the Standard APR. Standard APR may vary and is based on adding a margin to the Prime Rate. Standard APR will not exceed 17.99% APR. The APR range for purchases and balance transfers following the introductory period is 12.40%-17.99%. Rates are determined by creditworthiness and other factors at time of application. The Prime Rate Index used to determine your APR is the rate published in The Wall Street Journal quarterly (January, April, July, and October) and changes are effective as of the first date of your next billing cycle. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge)is 1% of transaction amount. Cash Advance Fee $10.00 or 3% of the amount of each cash advance, whichever is greater.
See full terms and disclosures.
*****Rates are determined by creditworthiness and other factors at time of application. The Annual Percentage Rate (APR) for purchases and balance transfers is 15.90%. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge) is 1% of transaction amount. Cash Advance Fee $10.00 or 3% of the amount of each cash advance, whichever is greater.