Pay down your debt faster with one of these options!

Want to walk through all your money-saving options? Let’s connect! You can use the Live Chat feature below, Make an Appointment, or stop in to any AmeriCU location to learn more.

AmeriCONNECT Visa Credit Cards

AmeriCONNECT Visa® Credit Cards

Consolidate your store cards or other bank credit cards into one, monthly payment and an interest rate that may be significantly lower than your other cards.

Certificate and Share-Secured Loans

Debt Consolidation Loan

Take your bills and combine them into one low, monthly payment when you choose an unsecured personal loan with flexible terms that allow you to pay off that loan over time.

Home Equity Installment Loan

Home Equity Loans + Lines of Credit

Let’s connect you with the equity in your home to consolidate your debt! A fixed-rate loan or a line of credit is a great option to lower the rate on all your debt, giving you one payment you can afford.

Financial Courses and Counseling

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Debt Management

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Healthy Financial Habits

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Building Emergency Savings

There’s so much more too! Interested in seeing all the financial wellness courses we have to offer? Visit our AmeriCU Financial Wellness Center now.

You may also be interested in

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Online + Mobile Banking

Log in to access your accounts, make loan payments or transfers, check pending transactions, pay bills, and more!

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News, Events, and Education

Take a look at some exciting things happening at AmeriCU and in our local community!

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Account Access

Always on the go? Or, maybe you prefer the comforts of home. Whatever your lifestyle, AmeriCU can connect you wherever you are!

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

AmeriCU News


Feb 13, 2024

AmeriCU Credit Union teams up with the Comets Hockey Team to bring family-friendly fun to the community

Join AmeriCU on Friday, February 23 at the Comets Hockey Game for an evening of family-friendly fun. This event will bring together fans, players, and the community for an evening filled with excitement and hockey.

Utica Comets Game Night


Feb 23, 2024

AmeriCU Game Night at Utica Comets

AmeriCU is excited to be the presenting sponsor for this home game. Make sure you stop by the AmeriCU table to say hi and receive a fun giveaway. 

Debt Consolidation


Jan 24, 2024

Debt Consolidation

If you have multiple loans or too much credit card debt, debt consolidation can help you manage your payments, help you save money over time, and possibly lower your interest rates. Debt consolidation can offer great benefits, but it can also come with risks.