Commercial Insurance from AmeriCU Services, LLC | Call 800.352.9699

Commercial Insurance

Commercial Insurance from AmeriCU Insurance Services

Your business is big business to us! We’re here to protect your business, work directly with you and for you, and help evaluate the risk exposures specific to your commercial investment. We’ll help you create plans so you can eliminate, reduce, transfer, and insure your exposures. We’ll continue to work with you and your staff to keep the plan current as your business, the regulations and environment change.


Liability Coverage

Directors and Officers, Professional Liability

Covers directors and officers for claims made against them while serving on a board of directors and/or as an officer. D&O liability insurance can be written to cover for—profit businesses, privately held firms, not-for-profit organizations, and educational institutions. These policies cover claims resulting from managerial decisions that have adverse financial consequences.

Cyber/Data Breach

These policies mitigate your risk of civil litigation and other penalties in the event of data loss or theft. Cyber/data breach insurance policies can also provide access to assistance to help comply with applicable laws and regulations.

Product Liability

Product liability insurance protects against claims of personal injury or property damage caused by products sold or supplied through your business. It is designed to help protect your business by ensuring that if this happens, you don’t have to pay any legal or court costs.


Contractors pollution liability is a contractor-based policy that provides third-party coverage for bodily injury, property damage, defense, clean up, and related defense costs as a results of pollution conditions arising from contracting operations performed by or on behalf of the contractor. When many people think of pollution insurance, they picture large factories with billowing smokestacks, but many small businesses can benefit from this coverage. Any business that uses environmentally unsafe chemicals, such as a hair salon or dry cleaning service runs the risk of a pollution lawsuit. Make sure you’re protected!

Automotive Coverage

Commercial auto insurance provides liability and physical damage coverage for vehicles used by your business including cars, vans, commercial trucks, and other types of vehicles. Commercial auto policies offer different levels of coverage than personal policies – so be sure you’re protected.

Workers Compensation/Mod Review Coverage

Workers compensation insurance covers your two key exposures from injuries sustained by employees. Part One covers the employer’s statutory liabilities under workers compensation laws, and Part Two covers liability arising out of employee’s work-related injuries that do not fall under the worker’s compensation statute. We have an experienced staff who can provide you with everything you need to assist you with complex situations.

Disability and Paid Family Medical Leave Coverage

Disability insurance provides periodic payments to replace income lost when the insured employee is unable to work as a result of sickness or injury. Paid Family Leave (PFL) is a mandatory benefit in New York. Talk to our knowledgeable staff today to find the right options for your business.

Risk Management

Business Income/Continuity Coverage

This insurance covers the loss of income your business may incur after a disaster. The loss of income may be sure to a prolonged period of closure after the disaster or because you need to rebuild.


The Commercial surety market includes numerous types of bonds categorized as court judicial, court fiduciary, public official, license and permit, notary, probate, and many miscellaneous bonds that include guarantees for financial performance. We also write fidelity bonds, which cover losses arising from employee dishonesty and errors & omissions liability insurance, and contract bonds. Contact us to today to find out what is the best option for your business.

Insurance Service Center

Our team of licensed, knowledgeable agents can make insurance easy to understand. We’ll work with you to protect your personal items and your life! If you want straight-forward, easy to understand answers, and a fair and competitive price, then call us at 800.352.9699, email us at, or visit an AmeriCU Financial Center to make an appointment today. Find a financial center.

File a Claim

If you need to file a claim, please contact AmeriCU Insurance Services

Call us at 800.352.9699

Make an Appointment

Our agents are here to sit down with you, discuss your needs, and get you the right insurance at the right price:

Commercial Insurance Resources

To schedule an appointment, please contact our Commercial Insurance Agents at 800.352.9699.

At AmeriCU Insurance Services, we will make sure you get the right coverage at the right price. We’re not just pushing products, we work to build a long-term relationship. Our agents will:

  • Put in the time to really understand your business and your needs. We won’t just assume. We’ll ask, research, consult and offer you experienced, educated, and personalized solutions.
  • We’ll work with you to identify the potential vulnerabilities your business faces and could face in the future. Then, we’ll help you take the necessary steps to eliminate them with loss prevention best practices.
  • We won’t desert you when you have a claim. We’ll continue to be your advocate alongside you every step of the way so things are easy as possible for you. We’re committed to providing prompt, professional service for all of your business insurance needs.

*AmeriCU Insurance Servicesis affiliated with AmeriCU Credit Union. The purchase of insurance from AmeriCU Insurance Services is not required to obtain credit or other services from AmeriCU Credit Union.  Insurance products are not credit union deposits and are not NCUA insured, nor are they obligations of or guaranteed by AmeriCU.