Business Services from AmeriCU Credit Union - Start today! 800.388.2000


Business by AmeriCU

Successful businesses aren’t lucky…they’re smart. And choosing AmeriCU for all of your business’s financial needs is one of the smartest decisions you can make. We’ll work together to provide complete solutions to help you build your business – checking & savings, loans & lines of credit, and insurance** & employee benefits.

Let us help you live life, dream big, and achieve financial success!

AmeriCU Business Products

Save More, Earn More with AmeriCU!

Save More, Earn More with AmeriCU!

Business Share Certificate Special – 12 Month Term

1.77% APY*

*Annual Percentage Yield (APY) is current as of 6/21/22 and subject to change without notice. Minimum balance $1,000 to obtain APY.

Click here for full details.

Business Deposits

Business Deposits

No matter how big or small your business – AmeriCU has great deposit options with great rates! Available for incorporated organization, association, non-profit, and charity accounts. Learn more about business deposits, or visit your local Financial Center for more information. Find your financial center.

Business Lending + Commercial Mortgages

Business Lending + Commercial Mortgages

Consolidating high interest loans, expanding inventory, buying property, purchasing a delivery vehicle, or protecting your checking account – AmeriCU is here to help. Competitive rates, flexible terms, exceptional service, and quick approvals. Learn more about business lending and commercial mortgages.

Cash Management Services

Cash Management Services

AmeriCU gives you the financial freedom to manage your business virtually anywhere! Enjoy a seamless and personalized experience that meets the demands of your business with our online and mobile services including ACH, Automatic Bill Pay, Remote Deposit, and more. Learn more about our Cash Management Services.

Business Partnership

Business Partnership

AmeriCU’s Business Partner Program is a great way to add value to your business and your employees! We offer on-site enrollment events, benefits counseling, financial wellness, and more. Learn more about becoming an AmeriCU Business Partner.

AmeriCU Business Services

Our experienced team of business professionals are available to help you live life, dream big, and achieve financial success! We have the services to make your business thrive.

Online Banking

Access your accounts easily – 24 hours a day, 7 days a week.

  • Access to your accounts and loans online
  • Share account access and set limitations for you and employees you designate
  • Mobile Smart Deposit for Business: Deposit a check using your smartphone – just by taking a picture!
  • Bill Pay

Merchant Services

We offer a single option to process all of your business’s credit card transactions and processing needs.

  • Credit card, debit card, gift card, and electronic benefit card processing
  • Electronic check verification, guarantee, and conversion
  • eCommerce gateways

Employee Benefits

We, along with our partners, offer a variety of services to help you offer additional benefits to your employees.

  • Retirement Planning and Accounts from AmeriCU Investments**
  • Commercial Insurance from AmeriCU Insurance Services***
  • Financial Wellness seminars and programs

Other Services

  • Positive Pay
  • Web Connect for Quickbooks
  • Online Bill Pay
  • Employee Discounts

Business Team

Photo of Brett Levitt

Brett Levitt

Commercial Loan Officer

Phone: 800.388.2000 ext. 6274

Christopher Metot

AVP, Lending Sales

Phone: 800.388.2000 ext. 6222

Photo of Benjamin Mack

Benjamin Mack

Commercial Loan Officer

Phone: 800.388.2000 ext. 3359

John Arnold

VP of Business Services

Phone: 800.388.2000 ext. 6239

headshot of Bryan Perry

Bryan Perry

Commercial Loan Officer

Phone: 800.388.2000 ext. 6331

David Hill

Commercial Sales Administrator

Phone: 800.388.2000 ext. 6249

More from AmeriCU

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Join Today

You can become a member with just a penny if you live, work, worship, or attend school in Central or Northern New York. It’s that easy! Become a member of AmeriCU.

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Financial Wellness

Your employees face important financial decisions every day. Give them the tools they need to be prepared! Learn more about financial wellness.

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Local. Since 1950.

To us, community means giving back whenever and wherever we can. It means we love where we live just as much as you do. It means your success is our success. Learn more about our community involvement.

*Annual Percentage Yields (APYs) are current as of June 21, 2022 and are subject to change without notice. Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. To obtain the stated APY, the minimum balance is $1,000. If you close your account before accrued dividends are credited, accrued dividends will not be paid. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Fees may reduce earnings. After an account is opened, with­drawals of principal are subject to early withdrawal penalties as stated in the Rate Schedule. Withdrawals of dividends are not subject to penalty. Cannot be combined with any other offer.  Membership eligibility is required. Insured by NCUA.

**AmeriCU Investments Advisors are registered representatives of CUNA Brokerage Services, Inc. Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SPIC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured. May Lose Value. No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty States of the United States of America.

***AmeriCU Insurance Services is affiliated with AmeriCU Credit Union. The purchase of insurance from AmeriCU Insurance Services is not required to obtain credit or other services from AmeriCU Credit Union. Insurance products are not credit union deposits and are not NCUA insured, nor are they obligations of or guaranteed by AmeriCU Credit Union.