Routing Number: 221375802
Deposits, loans, and easy cash management services designed to accommodate any business type, big or small – let’s connect!
AmeriCU has designed deposit account solutions with your business in mind. From value-driven checking to a variety of high-performance, interest-bearing checking, savings, money market accounts, and share certificates. We have the right tools to manage your business your way.
Faster lending solutions for business owners to keep your business running.
Earn 1 point for every $1 spent using your AmeriCU business credit card.
Designed to help you manage the everyday demands of your business, from wherever you are.
A great way to add value to your business and for your employees.
Connecting you with the right people to help you and your business succeed.
6 Month Term – 4.50% APY*
24 Month Term – 4.00% APY*
*Annual Percentage Yields (APYs) current as of May 8, 2023 and are subject to change. Minimum balance of $1,000 required. Penalty for early withdrawal.
AmeriCU participates in the Excelsior Linked Deposit Program (LDP) offered by Empire State Development. The LDP is an economic development initiative created to encourage and assist small businesses within New York. This reduced-rate financing program allows qualifying business to make investments to undertake eligible projects that will contribute to improving their productivity, performance, and competitiveness. The LDP helps strengthen small businesses by making borrowing less expensive.
Interested in LDP? Stop into one of AmeriCU’s Financial Centers to start the application process or contact us to learn more.
Connect with your customers to send invoices, accept payments, and keep track of your customers all in one place! Learn More.
Small Business Relationship Manager
Phone: 800.388.2000 ext. 6247
You can become a member with just a penny if you live, work, worship, or attend school in Central or Northern New York. It’s that easy! Become a member of AmeriCU.
Your employees face important financial decisions every day. Give them the tools they need to be prepared! Learn more about financial wellness.
To us, community means giving back whenever and wherever we can. It means we love where we live just as much as you do. It means your success is our success. Learn more about our community involvement.
*Annual Percentage Yields (APYs) current as of May 8, 2023 and are subject to change. Minimum balance of $1,000 required. Penalty for early withdrawal. Visit americu.org/save for details. Membership eligibility required. Insured by NCUA.
**AmeriCU Insurance Services is affiliated with AmeriCU Credit Union. The purchase of insurance from AmeriCU Insurance Services is not required to obtain credit or other services from AmeriCU Credit Union. Insurance products are not credit union deposits and are not NCUA insured, nor are they obligations of or guaranteed by AmeriCU Credit Union.
