Business Services from AmeriCU Credit Union | Start today! 800.388.2000


AmeriCU & Your Business

Deposits, loans, and easy cash management services designed to accommodate any business type, big or small – let’s connect!



Business Deposits

Business Deposits

AmeriCU has designed deposit account solutions with your business in mind. From value-driven checking to a variety of high-performance, interest-bearing checking, savings, money market accounts, and share certificates. We have the right tools to manage your business your way.

Learn more.

Business Lending

Business Lending

Faster lending solutions for business owners to keep your business running. 

Learn more.

AmeriCONNECT Business Rewards

AmeriCONNECT Business Rewards

Earn 1 point for every $1 spent using your AmeriCU business credit card. 

Learn about AmeriREWARDS.

Cash Management Services

Cash Management Services

Designed to help you manage the everyday demands of your business, from wherever you are. 

Business Partnership

Business Partnership

A great way to add value to your business and for your employees. 

Learn more.

Business Team

Business Team

Connecting you with the right people to help you and your business succeed. 

Meet the team.

Business Share Certificates

Business Share Certificates

6 Month Term – 4.50% APY*

24 Month Term – 4.00% APY*

*Annual Percentage Yields (APYs) current as of May 8, 2023 and are subject to change. Minimum balance of $1,000 required. Penalty for early withdrawal.

Click here for full details.

Excelsior Linked Deposit Program

Excelsior Linked Deposit Program

AmeriCU participates in the Excelsior Linked Deposit Program (LDP) offered by Empire State Development. The LDP is an economic development initiative created to encourage and assist small businesses within New York. This reduced-rate financing program allows qualifying business to make investments to undertake eligible projects that will contribute to improving their productivity, performance, and competitiveness. The LDP helps strengthen small businesses by making borrowing less expensive.

Interested in LDP? Stop into one of AmeriCU’s Financial Centers to start the application process or contact us to learn more.


Connect with your customers to send invoices, accept payments, and keep track of your customers all in one place! Learn More.

Business Team

John Arnold

VP of Business Services

Phone: 800.388.2000 ext. 6239

Christopher Metot

AVP, Lending Sales

Phone: 800.388.2000 ext. 6222

Headshot of Desiree Derby

Desiree Derby

Small Business Relationship Manager

Phone: 800.388.2000 ext. 6247

Photo of Brett Levitt

Brett Levitt

Commercial Loan Officer

Phone: 800.388.2000 ext. 6274

Photo of Benjamin Mack

Benjamin Mack

Commercial Loan Officer

Phone: 800.388.2000 ext. 3359

headshot of Bryan Perry

Bryan Perry

Commercial Loan Officer

Phone: 800.388.2000 ext. 6331

David Hill

Commercial Sales Administrator

Phone: 800.388.2000 ext. 6249

Russell Rohan

Commercial Loan Officer

Phone: 800.388.2000 ext. 6245

More from AmeriCU

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Join Today

You can become a member with just a penny if you live, work, worship, or attend school in Central or Northern New York. It’s that easy! Become a member of AmeriCU.

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Financial Wellness

Your employees face important financial decisions every day. Give them the tools they need to be prepared! Learn more about financial wellness.

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Local. Since 1950.

To us, community means giving back whenever and wherever we can. It means we love where we live just as much as you do. It means your success is our success. Learn more about our community involvement.

*Annual Percentage Yields (APYs) current as of May 8, 2023 and are subject to change. Minimum balance of $1,000 required. Penalty for early withdrawal. Visit for details. Membership eligibility required. Insured by NCUA.

**AmeriCU Insurance Services is affiliated with AmeriCU Credit Union. The purchase of insurance from AmeriCU Insurance Services is not required to obtain credit or other services from AmeriCU Credit Union. Insurance products are not credit union deposits and are not NCUA insured, nor are they obligations of or guaranteed by AmeriCU Credit Union.