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Welcome to AmeriCU!

Commercial lending expertise – built on experience, delivered with care.

I’m John Catera, Commercial Loan Officer at AmeriCU, serving members in Utica/Rome, Syracuse, and Albany. With over 30 years of experience in commercial real estate mortgages, I focus on helping businesses secure financing that fits their goals.

What I appreciate most about AmeriCU is the collaboration and helpfulness of my team. When we work together, we deliver a seamless experience for our members – making even complex transactions feel manageable.

Outside the office, I enjoy boating and riding my motorcycle. Ready to explore financing options for your business? Let’s connect and make it happen.

Schedule a Business Consultation!

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Business Deposits

Value-driven checking and a variety of interest-bearing savings to manage your business’s finances.

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Business Lending

Faster lending solutions for business owners to keep your business running.

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Cash Management Services

Designed to help you manage the everyday demands of your business, from wherever you are.

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Business Rewards Credit Card

Earn 1 point for every $1 spent using your AmeriCONNECT Visa® Business Rewards credit card.

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Business Partnership

A great way to add value to your business and for your employees.

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Business Online Banking

With the AmeriCU App, experience the financial freedom to manage your business from wherever you are.

Interested in enrolling with Business Online Banking? Make an appointment to get started!

AmeriCU Business Checking Accounts

Learn More Today!

Earn 4.00% APY* for a 6-Month Term

When you open a new Business Share Certificate.

For Current rates and full details
Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

*Annual Percentage Yields (APYs) current as of 24th December 2025 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.