Start The New Year on a High Note

Whether you’re looking to consolidate high‑interest debt, create a more manageable budget, or set savings goals that stick, AmeriCU offers tools, guidance, and personalized support to help you move forward with confidence. Having your finances in check isn’t just a resolution; with AmeriCU, it can become a reality!

Debt Consolidation

Loan Options for Debt Consolidation

Combine your bills into one low, monthly payment! Choose a loan product with repayment options that work best for your budget, eliminating the hassle of different due dates and amounts. Simplify and stay organized while paying down your debt, moving closer to your financial goals.

Apply for a loan now!
Share Certificate

4.00% APY* Share Certificates

Whether you’re saving for a short-term goal, or you just want to make sure the savings you do have is earning you the most interest while you save it, an AmeriCU Share Certificate is a safe and secure way to grow your savings, and with terms that fit your schedule, your money is never far when you need it.

Open a Share Certificate

View Disclosures and Current Rates

Financial Education

Financial Counseling

AmeriCU has over 20 Certified Credit Union Financial Counselors, available on staff, at every location, and virtually. Whether you’re online, in-person, or somewhere in between, we can connect you with personalized recommendations to keep you financially fit.

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Savings Solutions

Whether you’re saving for the future, a rainy day, a weekend getaway, or you just want form better savings habits, you’ve come to the right place – let’s connect!

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Becoming an AmeriCU Member

AmeriCU members enjoy better rates, fewer fees, and the right financial services to help you live life, dream big, and achieve financial success. 

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High Rate & Rewards Checking

Whether you want a checking account that’s just as interesting as you, or one that’s just as rewarding as your lifestyle, learn more!

Real Connections Matter

AmeriCU Members save more, earn more, and have more ways to stay connected than ever before! Online, in person, and everywhere in between. Let’s connect!

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Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

Financial Myth Busters It's Not Luck, It's A Plan

News

Mar 02, 2026

Financial Myth Busters: It’s Not Luck — It’s a Plan

March tends to be a month filled with talk of clovers, charms, and good fortune. But when it comes to money, luck isn’t a strategy and it’s definitely not a plan. Real financial progress comes from preparation, habits, and consistency.

Home and Garden Show

Events

Mar 27, 2026

Home and Garden Show – Day 1

Debt Repayment

Education

Feb 10, 2026

Debt Repayment

One way to maximize your finances is by paying down your existing debt. Watch as Gabe learns how to take charge of his money and repay his debts.

*Annual Percentage Yields (APYs) current as of 10th March 2026 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Cannot be combined with any other offer. Membership eligibility is required. Insured by NCUA.