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Earn Your $50 Reward!*

Unlimited Referrals: There is no cap on how many referrals you can make, so the more friends and family you refer, the more you can earn! For every new referral that opens an account and meets the program requirements, you and the person you referred will both earn $50!

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1. Share Your Unique Referral Code

Simply share your code with your friends, family, and coworkers – anyone you know who could benefit from becoming a member of AmeriCU.

  • Members can find their unique referral code under the profile updater section on their online AmeriCU account.
  • New members will receive a code 90 days after account opening.
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2. Your Referral Opens a New Account

To qualify for the reward, your referral must:

  • Open a  Checking Account with a debit card.
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3. Complete the Necessary Requirements

To ensure your friend or family member qualifies for the reward, they must:

  • Make at least one $250 deposit per month in the first 60 days after opening their account.
  • This is an easy requirement that ensures the person you referred is truly benefitting from AmeriCU’s products.
Refer to AmeriCU

Everyone Benefits at AmeriCU!

At AmeriCU, our mission is to provide personalized financial solutions that help our members achieve their dreams and goals. When you refer someone to join AmeriCU, you’re giving them access to:

  • Low-interest loans to finance big moments like buying a car or a home
  • High-yield savings accounts to help them grow their wealth
  • Rewards and High Rate Checking accounts that offer great benefits
  • Visa Debit Cards that allow for safe and convenient transactions
  • No-fee ATMs across the nation and more!

  • Plus, when your family or friends become a member, you’ll both enjoy the benefits of being part of a community-focused, member-driven credit union that puts people first. And we’re not done – for each successful referral, you’ll both earn $50 as a thank-you gift from AmeriCU!

    Member Referral Program FAQ

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    Online (Desktop): Login to Online Banking from your computer or browser and click “Profile Updater” in the top right-hand corner. Your referral code will be displayed here.  

    Mobile: Login to the AmeriCU App from your mobile device, click “More” in the bottom right-hand corner, and select “Profile Updater. Your referral code will be displayed here. 

    Share your code with family and friends to provide to an AmeriCU teammate at account opening!

    If you opened a Checking or Savings share less than 90 days ago you will not yet have a code. This is to ensure you’ve been fully onboarded and had time to experience AmeriCU beforehand. Your code will appear on your 91st day of membership. 

    Health Savings Accounts (HSAs) and Investment Retirement Accounts (IRAs) are not eligible. 

    Still not seeing your referral code? Click “Let’s Connect” in the bottom right-hand corner to connect with an AmeriCU teammate. 

    Your referral needs to set up 2 direct deposits in consecutive months totaling $250 or more before you will receive your $50 referral. 

    Additionally, the referral must meet the requirement of opening a Checking Account with a debit card.  

    Still haven’t received your referral bonus? Click ‘Let’s Connect” in the bottom right-hand corner to connect with an AmeriCU teammate. 

    If you have multiple online banking logins for accounts – each one (eligible) will have its own respective referral code – the code you supplied to your referee will be the account reflecting the deposit.

    In-Person: When opening an account in-person at one of our Financial Center locations, the Member Relationship Advisor will prompt you for a referral code.  

    Online: When opening an account online there will be a field in the application form prompting you to enter the referral code.

    Let's Connect

    Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

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    *Terms and Conditions: 

    Both you and your referral must meet the required criteria (e.g., opening a new account, making qualifying deposits) within  60 days  of account opening to receive the reward.

    -Bonuses may constitute reportable income for tax purposes. HSA Checking accounts are not eligible for the referral bonus.

    –The bonus credit will be applied at day 61, if the requirements are met.

    The program is subject to change based on AmeriCU’s policies and system updates.

    Equal Housing Lender – Federally insured by NCUA – Membership restrictions apply.

    -The referral program is open to anyone who is not already listed on an AmeriCU account as a joint account owner or a prime owner.

    Program Validity: This program may be discontinued at any time. However, individuals who have been referred prior to discontinuance will be permitted to complete their 60-day period.

    By participating in the Member Referral Program, you acknowledge and agree to the terms and conditions outlined above.