AmeriCU Holiday Closure Notice: AmeriCU will be closed on Monday, February 16th in observance of Presidents' Day. You can still: 🡢Access your accounts anytime through Online & Mobile Banking 🡢Use our surcharge-free ATM Network and Interactive ATMs 🡢Get support by clicking “Let’s Connect” in the bottom right corner. Thank you for being a valued member!
Whether you’re saving for a short-term goal, or you just want to make sure the savings you do have is earning you the most interest while you save it, an AmeriCU Share Certificate is a safe and secure way to grow your savings, and with terms that fit your schedule, your money is never far when you need it.
Get 4.00% APY* on 3, 6, 12, and 18‑month share certificates, giving you the freedom to choose a term that truly fits your financial plans. It’s a good way to take advantage of a great rate without having to compromise on timing or convenience.
View Disclosures and Current Rates
Want to lock in your money for longer? Earn more while you save over the next year and a half with this special – for a limited time only!
View Disclosures and Current Rates
Our Share Certificates offer some of our highest yield deposit options, you’ll earn more when you save more.
With a variety of terms and rates available, Share Certificates offer you several options to invest your savings how you see fit.
Since you can’t access your funds until the maturity date, you’ll avoid the temptation to withdraw early.
High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.
Enjoy a variety of investment options to meet long, medium, or short-term retirement needs with an Retirement Savings Account, more commonly known as an Individual Retirement Arrangement, or IRA. AmeriCU offers both Traditional and Roth IRAs as well as Coverdell Education Savings Accounts.
If growing funds is your goal, investing may be the right path for you. Let AmeriCU Investments’ Financial Professionals work with you to plan for life’s biggest moments and the goals you have for your financial future.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
AmeriCU teammates prove every day that community isn’t just something we talk about — it’s something we actively live through compassion, service, and connection. Their stories show how small acts of kindness can create lasting impact and strengthen the places we call home.
It’s time to unite, take action, and save lives. Our goal is to have one person in every household confident and prepared to perform CPR. The American Heart Association invites YOU to join the Heart Walk to broaden our impact by turning bystanders into lifesavers.
One way to maximize your finances is by paying down your existing debt. Watch as Gabe learns how to take charge of his money and repay his debts.
*Annual Percentage Yields (APYs) current as of 17th February 2026 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.
**Annual Percentage Yields (APYs) current as of 17th February 2026 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Cannot be combined with any other offer. Membership eligibility is required. Insured by NCUA. At the end of term this will auto-renew to a 12-month share certificate at the prevailing rate.
