Red Alert Attention Legacy Mountain Valley Members: Important updates regarding the merger are now available. Please visit our Merger Information Page for details. Close

Cannabis Banking

Why Choose AmeriCU for Cannabis Banking

Managing your cannabis business requires secure, reliable, and compliance-focused financial services. AmeriCU makes it simple:

  • Experience you can trust – Our team understands the unique needs of the cannabis industry.
  • Complete financial solutions for Cannabis Businesses – From employee accounts to cash management, wire transfers, ACH, and lending—we’ve got you covered.
  • Compliance-focused services – Keep your business banking operations safe and aligned with applicable federal and state guidance.
  • Digital convenience – Manage your cannabis business accounts anytime with online and mobile banking.
  • Tailored support – Our dedicated team can help you grow your business in every way.

Cannabis Banking Solutions

Feature Image

Dedicated Cannabis Banking Team

Experience seamless Cannabis Banking solutions tailored to the unique needs of your business, with personalized support and Cannabis account services from our dedicated team at AmeriCU.

Feature Image

Secure Cannabis Cash Management

Experience secure and efficient Cannabis cash services, designed to ensure peace of mind and operational convenience for your cannabis business.

Feature Image

Online Wire Transfers, ACH and Remote Deposit Capture

We provide secure online wire transfer and Cannabis ACH services, ensuring seamless Cannabis business payments and reliable transactions tailored to your cannabis operation.

Feature Image

Online Banking with 24/7 Account Access

Enjoy Cannabis Online + Mobile Banking access with the AmeriCU App—bringing convenience right to your fingertips for your cannabis business.

Feature Image

Cannabis Business & Employee Accounts

From Cannabis business accounts to tailored employee banking solutions through our business partnership program, we offer comprehensive support for every aspect of your cannabis operation.

Feature Image

Additional Programs & Resources

Unlock added value with our comprehensive Cannabis business resources, including financial education workshops, specialized consulting services, and access to financial resources tailored for your cannabis operation.

Cannabis Lending

Cannabis Lending

AmeriCU works exclusively with businesses in the cannabis industry in New York State only, and whether you’re looking to grow your business or own the joint entirely, AmeriCU’s cannabis lending options are affordable, flexible, and designed for your unique business.

You can talk with our team about:

Cannabis Line of Credit: Flexible Funds On Demand. Stay agile with quick access to financing tailored for your cannabis business—ready when opportunities or challenges arise.

Fuel your cannabis business growth with a Cannabis Equipment Loan—empowering you to invest in the right equipment for success.

Secure the right space for your cannabis business with our Cannabis Mortgage solutions—offering competitive financing for commercial real estate, whether you’re buying, refinancing, or expanding. From dispensary storefronts to cultivation facilities, we understand the unique needs of the cannabis industry.

Our Dedicated Cannabis Banking Team

Gail Rizzo-Spilka

Gail Rizzo-Spilka

AVP, Membership Development

Phone: 315.356.3000 ext. 6241

[email protected]

Colden George

Colden George

Specialty Banking Advisor

315.271.0307

[email protected]

Krystal Campbell

Krystal Campbell

Specialty Banking Assistant

Phone: 315.356.3000 ext. 6243

[email protected]

About AmeriCU

AmeriCU proudly serves over 160,000 members across 20 locations in Central and Northern New York. We believe real connections matter—whether it’s expert guidance, smart solutions, or modern technology to help you reach your goals. In person, online, or anywhere in between, we’re here to make banking feel personal. Learn more about our Cannabis Banking to support licensed businesses in this growing industry.

AMERICU LOCATIONS >>

Frequently Asked Questions About Cannabis Banking

OPEN All CLOSE ALL

Simply contact our dedicated cannabis banking team, and they will guide you through the licensing and account opening process and answer any additional questions you may have.

Yes, we proudly serve licensed cannabis and hemp businesses, including dispensaries, cultivators, and related enterprises.

We offer a range of business banking solutions including checking accounts, savings accounts, money market accounts, and specialized accounts to meet the unique needs of cannabis-related businesses.

Absolutely, we support ancillary businesses such as suppliers, consultants, and  service providers integral to the cannabis industry.

Our online & mobile banking solution provides convenient 24/7 access to your accounts, allowing you to manage transactions, monitor balances, and more from anywhere you are.

Yes we provide secure cash handling solutions, including pick-up and delivery services, to assist with the unique cash management needs of cannabis-related business.

Absolutely, our online banking platform allows you to easily initiate wire transfers and set up direct deposit payroll to ensure timely and secure payments for your employees.

For more information, visit the Office of Cannabis Management

Partner with AmeriCU Credit Union

Your cannabis business deserves a financial partner who understands your industry. AmeriCU delivers secure, compliance-focused, and innovative cannabis banking solutions that help your business thrive.

get started with cannabis banking today
Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

AmeriCU & The American Heart Association Walking Together For A Lifesaving Cause

News

Jan 14, 2026

AmeriCU & the American Heart Association: Walking Together for a Lifesaving Cause

AmeriCU proudly partners with the American Heart Association as a long-standing sponsor of Heart Walks in Utica, Syracuse, and the North Country. Join our teams or donate to help fight heart disease and support life-saving research.

Home Show

Events

Jan 31, 2026

The Home Show – Day 1

Debt Management

Education

Jan 21, 2026

Debt Management

Whether it be from a credit card, or student loans, understanding how debt works and making a plan can help you better manage your debt.