Red Alert Please Note: We are aware of an issue delaying the arrival of your December statements. You may experience intermittent downtime in Online & Mobile Banking while we work to resolve this. We will notify you once service is restored. Click ‘Let’s Connect’ if you need a copy of your transaction history in the meantime. Thank you for your patience!

Attention Legacy Mountain Valley Members: Important updates regarding the merger are now available. Please visit our Merger Information Page for details. Close

Business Equipment

Connect with the equipment you need to grow your business.

  • Rates as low as 4.25% APR* on new or used business equipment.
  • Loans up to $5,000,000.
  • A business lending partner who will work with you to help your business thrive!
  • Economic benefits of the New York State Excelsior Linked Deposit Program.

Connect With Our Business Lending Team!

Christopher Metot is the AVP, Lending Sales for Business Services at AmeriCU Credit Union.

Christopher Metot

AVP, Lending Sales

800.388.2000 ext. 6222

[email protected]

Benjamin Mack is a Commercial Loan Officer for Business Services at AmeriCU Credit Union.

Benjamin Mack

Senior Commercial Loan Officer

800.388.2000 ext. 3359

[email protected]

Emily Bristol

Emily Bristol

Commercial Loan Officer

800.388.2000 ext. 6336

[email protected]

Daniel Lent

Daniel Lent

Commercial Loan Officer

800.388.2000 ext. 3358

[email protected]

John Catera

John Catera

Commercial Loan Officer

315.356.3000 ext. 6245

[email protected]

Mike Cook

Mike Cook

Small Business Relationship Manager | With Offices Located in Herkimer, Commercial Drive, North Utica, Rome, and Griffiss Park

800.388.2000 ext. 6287

[email protected]

Todd Stiles

Todd Stiles

Small Business Relationship Manager | With Offices Located in Fayetteville, Thompson Rd, Cicero, Armory Square, Liverpool, Onondaga Hill, Camillus, Auburn, and Cortland

315.356.3000 ext. 6249

[email protected]

Noah Hartung

Noah Hartung

Commercial Sales Administrator

800.388.2000 ext. 3349

[email protected]

Excelsior Linked Deposit Program

Excelsior Linked Deposit Program

AmeriCU participates in the Excelsior Linked Deposit Program (LDP) offered by Empire State Development. The LDP is an economic development initiative created to encourage and assist small businesses within New York. This reduced-rate financing program allows qualifying business to make investments to undertake eligible projects that will contribute to improving their productivity, performance, and competitiveness. The LDP helps strengthen small businesses by making borrowing less expensive.

Interested in LDP? Stop into one of AmeriCU’s Financial Centers to start the application process or contact us to learn more.

AmeriCONNECT Visa® Business Rewards Credit Card

Featuring great, low rates, contactless payment, and zero liability from fraud, making them the perfect card for your everyday business needs!

Business Credit Card

You may also be interested in

Feature Image

Business Deposits

Managing customers, cash flow and expenses can demand a lot of your time. That’s why AmeriCU has designed deposit account solutions with your business in mind.

Business Deposits
Feature Image

Cash Management Services

Enjoy a seamless and personalized experience that meets the demands of your business with our online and mobile services including ACH, Automatic Bill Pay, Remote Deposit, and more.

Cash Management Services
Feature Image

Commercial Insurance

Your business is big business to us! We’re here to protect your business, work directly with you and for you, and help evaluate the risk exposures specific to your commercial investment.

Commercial Insurance
Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

Scholarships

News

Dec 10, 2025

AmeriCU Proudly Connects Students with Annual Scholarship Opportunity

AmeriCU Credit Union is proud to connect 12 deserving students with a $1,000 scholarship toward their education.

View News
Using AI In Personal Finance

Education

Nov 18, 2025

Using AI in Personal Finance

In today’s fast-paced digital world, managing personal finances has become more complex—and more critical—than ever.

View Article

*APR = Annual Percentage Rate. Rates and terms are determined by overall credit history and are subject to change. Loan approval based on creditworthiness. Advertised rate is for new and used business equipment purchases and includes applicable loan discounts through AmeriCU and the New York State Excelsior Linked Deposit Program. Not all borrowers will qualify. Estimated monthly payment of $22.73 per $1,000 borrowed based on 48-month term at 4.25% APR. Maximum loan amount $5,000,000. Maximum loan term 60-months. Cannot be combined with any other offer. Membership eligibility required. Equal Housing Lender. Insured by NCUA. Offer ends 03/31/2026. Learn more about the NYS Excelsior Linked Deposit Program.