You Have a Voice—and It Matters

Unlike banks, which answer to outside shareholders, credit unions are governed by the people who use their services. As a member‑owner, your voice helps shape how the credit union operates. Every member gets one vote, ensuring decisions reflect the collective needs of the membership—never external investors.

And one great way to make your voice heard is by attending the Annual Membership Meeting. It’s an excellent chance to hear updates, ask questions, share feedback, and vote in any active board elections. Your perspective helps guide AmeriCU’s direction and keeps the organization aligned with what matters most to you and your community.

Your Participation Shapes the Future

Being a member‑owner means you have a role in shaping the future of AmeriCU. Sharing your feedback—whether during the meeting, through surveys, or by staying engaged throughout the year—is another powerful way to influence how your AmeriCU grows and evolves.

Profits Return to You and Your Community

Because credit unions are not-for-profit, earnings go back to member‑owners in the form of better rates, lower fees, and investments in local communities. When you participate as an owner, you help ensure those earnings continue to be used to support members.

A Cooperative Built on Community

Credit unions exist to serve people, not investors. As a member‑owner, you’re part of something bigger: a “people helping people” mission-driven cooperative built on connection, trust, and shared success. When you attend meetings, ask questions, and offer feedback, you’re contributing to a healthier, more responsive AmeriCU that benefits everyone.