Please Note: We are aware of an issue delaying the arrival of your December statements. You may experience intermittent downtime in Online & Mobile Banking while we work to resolve this. We will notify you once service is restored. Click ‘Let’s Connect’ if you need a copy of your transaction history in the meantime. Thank you for your patience!
Attention Legacy Mountain Valley Members: Important updates regarding the merger are now available. Please visit our Merger Information Page for details.
Enjoy a variety of investment options to meet long, medium, or short-term retirement needs with a Retirement Savings Account, more commonly known as an Individual Retirement Arrangement, or IRA. AmeriCU offers both Traditional and Roth IRAs as well as Coverdell Education Savings Accounts.
Saving for your long, medium, or short-term retirement needs.
Retirement savings accounts are one of the best savings tools available today, with great rates, increased contribution limits, and increased portability of assets between plan types. More people than ever before are now eligible to take advantage of the incredible tax advantages available. Even better, traditional retirement savings contributions are tax-deductible for many, consult your tax advisor. Over time, these special tax features can result in significantly more savings than typical savings accounts.
Traditional IRA
Allows you to invest money and pay no taxes on the money you invest until you withdraw it. With no minimum contribution required, this type of account might be best for those who do not have a workplace retirement plan, or those who are beginning to build their retirement funds.
Roth IRA
You’ll pay tax on the money you invest, but no tax when it comes time to withdrawal. Also with no minimum contribution required, this type of account works best for those who are beginning to build their retirement savings and expect to be in a higher tax bracket at the time they’ll be withdrawing funds.
Coverdell Education Savings Account
Allows you to invest money solely to pay for qualifying education expenses like tuition, books, and equipment. With no minimum contribution required, this type of account works best for those looking to exclusively save for grade school, high school, or continuing college expenses.
FINANCIAL PLANNING
AmeriCU Investments offers a full range of financial planning services to help you plan, save, invest for retirement, and to leave a financial legacy.
AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.
If growing funds is your goal, investing may be the right path for you. Let AmeriCU Investments’ Financial Professionals work with you to plan for life’s biggest moments and the goals you have for your financial future.
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Please Note: We are aware of an issue delaying the arrival of your December statements. You may experience intermittent downtime in Online & Mobile Banking while we work to resolve this. We will notify you once service is restored. Click ‘Let’s Connect’ if you need a copy of your transaction history in the meantime. Thank you for your patience!
